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The "Cripes, Christmas is almost here" December NSD thread

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  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Evening all, BDINI Got my 5th NSD today, thank you :A
    "If wishes were horses, then beggars would ride"
  • Welcome wannabee_in_credit, pull up a chair & make yourself at home!!
    Your welcome to join in whenever you are ready, & if you want to set a mini target this month, that's absolutely fine, just let me know & i'll add you to the front page..

    Thanks
    I've been a bit of a spender today unfortunately... although much more careful than usual. And Saturday is my grocery and petrol day. And we're off to a kids party tomorrow as well. :eek::eek:

    I would like to go for a mini target. Is 5 nsds between now and end of the month feasible? In total. Not all in one go. It must be - how can I possibly be out spending money on Christmas day? So yes, please add me to the list and I'll add it to my siggy. The more I get involved the more I'll get from it.:A

    I'll need lots of help and advice. I'm terrible for getting bored when I'm in the house and going out and spending money.:eek::eek:
    Ninja Saving Turtle
  • butdoineedit?
    butdoineedit? Posts: 1,181 Forumite
    edited 9 December 2011 at 11:58PM
    Hello all!!

    Lots of NSDs rolling in today, so well done to:

    SillyBlondie – well done for number 4, you’re doing great!! j:j:

    suzitiger – well done for number 3 & for resisting spending twice!! j:j:

    his missus – well done for number 1, you’re off the mark now!! j:j:

    myteeduck – well done for number 7, you’re doing great!! j:j:

    Hiddenidenity - well done for number 8, you’re doing great!! j:j:

    rising from the ashes – well done for number 4!! j:j:
    How awful about the tree, especially so close to xmas, but glad you are ok!

    zafiro1984 - well done for numbers 6 & 7, you’re doing great!! j:j:

    ModestyB – Yay for 5 & 6, I love it when a surprise NSD just sneaks in!! j:j:

    prepareathome – well done for number 6 & j:j: to finding some milk!! j:j:

    ifwisheswerehorses... - well done for number 5, you're doing great!! j:j:

    And hello to:

    LittleMissHappy – have a fab break, see you next week!!

    solventsoon – good to see you Spoon!! Don’t you worry about us, just make sure you have your feet up & enjoy your well deserved break!!

    jintyb – every time you mention mystery shopping I have these visions of you in a mac & dark glasses!! :rotfl:
    Serious bargain on the book, well done!!

    flying_fresian – ooh enjoy your dinner flying!!

    wannabehermit – loved it wannabe, definitely made me smile!! Hope your shopping trip was successful?

    Nargleblast – don’t give up Nargle, you can do it!!

    lotti379 – good luck with your credit card, you sound like you’ve got a very sensible attitude to using it (unlike me!! :D)

    cw18 – :eek: to the cost of the possible car repairs, but j:j: to the bargain chocolate!!

    jaffacakegal – hope the revision has gone well & you’re on track for the early night?

    beanielou – sorry to hear about the stamps beanie, is there any news on your boiler?

    LondonGirl252 – good luck for Sunday!!

    marmiterulesok – ooh lucky you, enjoy your time off work!!

    Not one for me today, caved in to a takeaway, but then i have decided to allow myself one treat a week for the first 4 weeks of my giving up smoking ...it's still miles cheaper than the evil ciggies!!
    (& yes if anyone is going to ask, i did give up last year, but it kind of went a bit wrong when i got the awful news about the house :mad:)
    This time i WILL do it!!

    Not around tomorrow, as back to Notts (for hopefully the last time, fingers crossed), but will be here for a mega catch up on Sunday, have a good weekend all!!
    February NSD challenge 5/15
  • Thanks
    I've been a bit of a spender today unfortunately... although much more careful than usual. And Saturday is my grocery and petrol day. And we're off to a kids party tomorrow as well. :eek::eek:

    I would like to go for a mini target. Is 5 nsds between now and end of the month feasible? In total. Not all in one go. It must be - how can I possibly be out spending money on Christmas day? So yes, please add me to the list and I'll add it to my siggy. The more I get involved the more I'll get from it.:A

    I'll need lots of help and advice. I'm terrible for getting bored when I'm in the house and going out and spending money.:eek::eek:

    Ok, you're added to the front page now!!
    5 is absolutely feasible, you can set your own rules for what suits you, some people count DD's & bill payments as spends, personally i don't, i just count what comes out of my purse.
    People also put money to one side for certain spends (such as the window cleaner, or school dinners) when they are spending anyway, to help them achieve NSD's.
    It's all about what works for you & what you want to achieve, but i've found this has helped me soooo much to monitor my spending & keep it sensible, before i started i used to be in the supermarket every night after work buying stuff for dinner that i thought i needed, when in reality my cupboards & freezer were so full i couldn't shut them!!!!!
    Aiming for NSD's has meant that i never make more than 1 supermarket trip a week now & save a fortune!!

    Anyway, i'll stop waffling, good luck!!
    February NSD challenge 5/15
  • beanielou
    beanielou Posts: 95,684 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    BDNI~boiler sorted, just needed to be reset.
    Great idea on a treat a week to help along the no smoking,I know how hard it is stop so massive credit to you :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Another spend day for me today. Can't seem to get my act together.
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • jintyb wrote: »
    I ended up getting the book for £1.98 - saving £18.01 on the cover price!

    One word Jinty ..... Wow! :D
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • pipersky
    pipersky Posts: 954 Forumite
    *sticks head round door*

    #5 for me please, although OH is spending like there's no tomorrow :/

    *runs off to try to stop OH thinking there's no tomorrow*
    Part time GCer, NSDer, Comper and (Bad)Flylady :o
    A big shot is just a little shot that kept shooting ...
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    ......and we're off


    NSD no. 1
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou wrote: »
    BDNI~boiler sorted, just needed to be reset.
    Great idea on a treat a week to help along the no smoking,I know how hard it is stop so massive credit to you :j

    Awww thanks beanie, the encouragement really helps (along with the yummy pizza!!)

    Really glad boiler is sorted, was just watching some of the footage of the winds on the news & thinking of you!!
    February NSD challenge 5/15
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