The "Cripes, Christmas is almost here" December NSD thread

LittleMissHappy_2

if - love your new profile picture and the picture in your main text is :rotfl::rotfl::rotfl::rotfl::rotfl:

Today will be an NSD - I paid for our tax discs today but they are both in DH's name and I used his card so it doesn't count So NSD 3 for me Tomorrow *might* be and Thursday probably won't be as it's DH's birthday :beer:

blindtoast

Got NSDs #1 and 2 on Friday and Monday - glad to be off the mark! Thought Sunday was as well since my Mum took me to see the lights in Chatsworth house (she works there so got in for free) and my Dad bought me a carvery dinner but then remembered I'd been climbing in the morning, which I paid for.
Today should be one but I'll call in tomorrow and confirm.

beanielou

Still snow though not much & very cold here.
Not been out so NSD no 6 for me.
Not sure if I will go to fat club tonight though I know that I should.mmmm.

marmiterulesok

Well today could have been one,but as I was in town for a doctor's appt,I had a wee look around.I've got some groceries and 2 nice tins of biscuits/chocolates.(I have a compulsion to buy 'nice' tins:o).I think that I'll be keeping them as well...

Still at #2 I think.The next two days should be do-able....

sirish1979

Today is NSD no 3 for me thats two in a row :j:j

Hiddenidenity

Well today turned out to be a NSD as my mum paid for my baby milk and even gave me some food :j. So my 6th NSD :T

rising_from_the_ashes

No 2 today ....:D

Very nearly wasn't as had to wait in the Chemist for 15 mins for my prescription to be filled (I dropped it off yesterday) and was very tempted by some "smellies" ... but resisted;).

Nargleblast

Still searching for my next NSD, somewhere round Thursday I think, as I have no planned spends for that day. Today was the fault of the Ringtons man and his tiffin bars, though I suppose I should have put the cash aside on a spendy day. Oh well, must keep a-plodding on.

bottleofred

Good evening folks,

Just popping in to declare NSD5 for today please:beer:

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!