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The "Cripes, Christmas is almost here" December NSD thread

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  • and another for me today - thats 4/14 now.
    Peace will be mine
    could do better - must try harder
    Live each day as if its your last
    DFW Nerd #1000 Proud to be dealing with my debts

  • Reporting my NSD 2 today :j:j. At home today preparing for my ACCA exam this week :eek:
    NSD challenge (Dec 2011) 12/10 :j
    NSD Challenge (Jan 2012) 15/15:beer:
    NSD Challenge Feb 2012 13/15
  • Ching-ching. NSD#2 bagged today. I decided to go for my plan of giving the books to my mum for ds1s present, so the one spend I've had I'll get the money back for.

    There should really be a lot of these nsds coming up as having realised that we will no longer be entitled to free prescriptions etc that means the deficit when I start work will be even greater than first thought. :mad: PLus have found out that their payday is a couple of days before I start, so will have to wait almost 4 weeks before I get paid so goodness only knows how we're going to manage until the end of Jan and having to pay for childcare as well. :eek:

    LMH Get well soon, wrap up in bed while littlies are at school and get yourself better before you go away.

    Nargle o2 are great for new customers but once they've got you they don't want to know. DH was with them for a couple of years and they had no interest in any problems he had and refused to do any deals when his upgrade was due. He got a better deal going elsewhere as a new customer. His dad has also been with them for years (since they were BTCellnet :eek:) and they are awful to him. He pays a fortune for not very much, has only ever had 2 upgrades since being with them but he won't go elsewhere as he's one that once he's there he'd rather stay than getting a better deal or service somewhere else. Love your posts btw, they do make the day brighter :D.
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • oh my word, bit slow on the start here but last Thursday was NSD 1, Friday was 2, and today will be 3, not bad for me. So up to 3 NSD to start with only 7 more to go.
    Jan 13/15 Feb 16/15 March 19/20 April 17/15:D May 0/17
    Jan £170.47/£155:D Feb £260.86/£290 March £1050.92/£310:D:D April 70.72/£300:( May 0/£310
    Sealed Pot Number 1496
    Self Imposed Grocery Challenge Apr £133.69/£150 May £91.37/£150
    Completely Crazy 2012 clothes challenge, [STRIKE]£350[/STRIKE] £206.34
  • Finally .....

    No 1 today
    :j

    About time too - I was getting worried!


    Freezing here today, bit of snow this morning but thankfully didn't come to much.
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Number 3 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    Today should be NSD 3 as I am tucked up in bed with (another) cold :mad: Last week I had a coughy type cold and this week I have a runny nose and am frozen type of cold :eek: I think I'm probably run down and it's my bodies way of telling me to slow down. Need to get better asap as I am going away in Friday :j So fingers crossed for me please peeps x

    Back later for the roundup x

    Hope you're feeling better soon LMH, have plenty of hot drinks and keep as warm as possible. I always think sleep is the best healer so try and get a lot. Hope you have a good trip. Hugs.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Well I went to Aldi and from my £15 budget I spent....less than £11 :D Very pleased with that as I got everything on my list and even upgraded to the posh apples instead of the green ones :j

    So, as that money was allocated yesterday I'm declaring today to be NSD #3 as it's chuffing freezing in Edinburgh and there is no way that I'm [strike]changing out of my pyjamas[/strike] going outside in the cold again today ;)
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Freezing here.
    Still got my jacket on.
    Aldi for me today too & also under budget so a NSD for me ~ no 6.
    No chocolate was bought :j ~or breadsticks :j
    Cheapest place for pink ladys @ 1.69 for 6 :j
    Just a pity there is not one where I live :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • zafiro1984
    zafiro1984 Posts: 2,529 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 6 December 2011 at 11:03AM
    No 4 for me today and that's 4 in a row.

    It's turned really cold today, I can see my getting the 'long johns' out of the drawer for tomorrow. Top half of me keeps quite warm as I put on extra layers but the bottom half of me gets really cold. I use the little dog as a 'hot water bottle' in the evening when I'm sitting down. Even he has a fleecy coat which he wears indoors.
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