Pay off as much as you can in 2012 challenge!

Baileys_Babe

Hello everyone well down with everything we have already paid off.

Very annoyed at myself today as I've just discovered I have messed up the dates when payments go out of my bills account and the date when money is paid in, it is costing me £130!!! which I would of much preferred to put towards paying off my debt

I have made a payment to my debt, £1412.24/£18000

fairyclicks

# 88 here! It feels like ages since i have been on this thread to add to my payments made total but at least i had a 'payment' day today so a few things to add

Mortage arrears - £100 paid
Rates arrears - £20 paid
Avon Debt - £50 paid

Still a few things i want to try and catch up with but we will see how the extra earnings go first

So my total payments made so far this year is £451.14/5000 Oh almost 10% of my target paid - i like that! :j

Forgot to add £3 i paid off TV licence arrears so its actually £454.14 paid off now

Needhelpsaving

Hi all,

OH payday so I have raided the account for some pennies. I have just sent a £145 OP to mortgage and £75 to the CC (bigger amount went to mortgage as that is 6%, whereas the CC is 0%).

I am on count down to my payday next week, so hopefully I can get the CC down a bit more before 0% ends in April.

Current total stands at £344.61/£4988.75

jacci45

No 36 reporting 4.00 PAD...

Now owe 16298/31943 and paid 2012 292.05/10000....

Happy Thursday all!!

jwil

Thanks for the updates everyone, I've paid £5.70 today.

LAM2011

Morning all,

Logged onto my online banking (as I do everyday ) and my salary has gone in early so I have tweaked my spreadsheets and done my overpayment early - hopefully will have an impact on my interest they add on next week!

So my new balance and probably my last for Jan is :

#2 = £760 / £7500

Still waiting to hear the damage of the bill on my car but its being done by a friend that is a mechanic so (a) I feel like I cant chase him and (b) no idea how much it will be!

At least January is nearly over :T

sarahs999

£106.91 to Barclaycard OP. Amazingly we had our tax rebate in this morning from HMRC - not even the end of Jan! I've already paid that off the card earlier this week in anticipation of its arrival...

Debtbust

Hello everybody,

my car payment went out yesterday so that is another £107.91 less to pay. New total is now £703.32/£12,000.

Hoping to make some extra payments next month.

Natti_A

Ok, so January has been a write off for me. I only paid my minimum payment and nothing more. After my annual professional fees came out (need these to work) and I paid my self assessment tax bill (£100) for a small bit of private work I did in 2010/11 that was all my money gone. Oh and I paid for my line rental upfront for the year, and the terrible news was it had to go on to CC, so the total went UP!!! So I need to change my aim to £2800.



I've decided that February will be a big debt busting month, so I've been proactive today to get ready for a new month. I have;

• Finally invoiced a customer for some private work done in October, so that will be £30 towards my CC debt (cheque rec'd today)
• Found 30 Euros which I changed into £'s (no holidays abroad this year) so that was £22 back to my purse to be used for my food shop
• Have listed 32 items on Amazon, 1 has sold already :T. Admittedly most will only give me 0.50p-£3 back after postage, but every penny counts
• Have got a MASSIVE bag of things to Ebay (approx 100 items), this will take a long time to list, so I plan to do 20 things per weekend (more expensive things will go on the free listing weekends to save on fees)
• Have got enough stuff together to Carboot, so add to that the stuff that I cant shift on Ebay, I should have enough to do a Sunday morning bootsale if the weather is good at the end of the month.

jacci45

No 36 reporting..an early PAD as cant sleep. Think Ive got pre op nerves..will be glad to get wrist sorted as its been going on since I broke it on 6th Dec....anyway enough of me moaning!
PAD 10.00...now owe 16288/31943 and paid in 2012 302.05/10000 and have now been off the ciggies for a whole week!!

Happy Friday all!!