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2012 mfw

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  • financialbliss
    financialbliss Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Evening all. Overpayment made today. Can't pay any earlier than the first of the month!

    Overpaid £1,112.59 for March. Can't imagine OPing any more this month. Here's how it's looking year to date:

    #29 - Overpay by £10,400.00.

    Month: Ideal Pay / Ideal Total / Ideal % / Actual Pay / Actual Total (Diff) / Actual %

    January: 866.67 / 866.67 / 8.33% / 862.59 / 862.59 (-4.08) / 8.29%
    February: 866.67 / 1,733.33 / 16.67% / 1,202.59 / 2,065.18 (+331.85) / 19.86%
    March: 866.67 / 2,600.00 / 25.00% / 1,112.59 / 3,177.77 (+577.77) / 30.56%


    Total overpaid: £3,177.77

    Thanks,
    Financial Bliss.
    Mortgage and debt free. Building up savings...
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 March 2012 at 8:38PM
    Ooooh what a lovely flurry of OPs! :j

    Fantastic Maybe_its_because! Your humungous OP is now recorded. I wish I had the b*lls to stooze! :rotfl:

    Wow Tabbitha, that's a great OP too and is now recorded on the spreadsheet. :D

    That's great lippy and another chunk comes off the mortgage! Oh and gets updated on the spreadsheet too. :)

    Excellent starflame your brill OP is on the spreadsheet and I've amended your target too. Oh I long for the teens! ;)

    Thanks for the support black taxi and sheslookinhot.

    From the googledoc, marblecake I've added your lovely March OP. :T

    And also from the googledoc, ViHan your fab February payment has been noted. :cool:

    Ok, I'll be around for a short while to catch up on other threads but if I don't see you later I'm sure I will tomorrow. Keep up the fantastic work everyone, we've now OPd a fantastic £192,367 so far this year. Keep 'em coming!

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Now that was sneaky jimmyjones! :D Getting in there while I was updating! Thank you for the thanks. I've updated your OPs. Sometimes it is better to stash then pay off and I do similar with offsetting (theoretically) my regular savings every month.

    Financialbliss you also snuck in while I was updating but have now included your brill OP on the spreadheet.

    Take care all,
    Spigs
    Mortgage Free October 2013 :T
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £12.86 left over from Bills account OP'd :)
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Barny1979 wrote: »
    £12.86 left over from Bills account OP'd :)


    For March now Barny?
    Mortgage Free October 2013 :T
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes please :)
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Okey dokey, all done for you!

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • MFW 32 - Please can you put in £240 as my OP for March. Really excited that this brings my mortgage to under 45K. Only just though! Good Luck everyone and Thank you so much for your help.
    MFW - number 11 :)

    OP Target for 2014 £1500 Mortgage now £43745
  • SimbaSimon
    SimbaSimon Posts: 810 Forumite
    Part of the Furniture Combo Breaker
    Ok MFW 54 with a £100 OP for March so far. This will make the balance under £105k although only for a few days until the daily interest takes it back over again but its nice to see at least! Interest free credit card is also below £1k and should be clear in the next month hopefully which means I can focus on savings and mortgage a bit more.
  • tina01904
    tina01904 Posts: 135 Forumite
    Hi

    My regular overpayments have taken my total overpayment to £1,695.26 for 2012 which also takes my mortgage to under £80k which I'm pleased with - come on £75k...

    MFW number 70 Spiggle - you're doing a great job!!
    MFW 2012 #70- 1996.98/10000
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