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2012 mfw

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  • It's my favourite day of the month - pay day!

    So I'm making my first overpayment of the year, of £2000. I'd like to have added my tax rebate and council tax non payments to it, but I know I've got both my MOT and my car insurance coming up soon, so I think I'm better keeping that back.
    MFiT T3 no 115, MFW 2015 no 65
    April 2011 balance when mtg started 300,000
    March 16 2015 balance - 165,972
    MFiT T3 target 190,000 - REACHED!!!!:beer:
  • Hi Rockabelle, marvellous news on the OP - spreadsheet duly updated and look forward to hearing about the next one.

    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hi Lincoln Potter & Spiggle, as I was in the file, I made your update to the target, so you now stand at £18k and you are at 25% - FANTASTIC.

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Bleh! New windows and doors are needed and its costing £6000. Really putting a hold on our saving at the moment. Im still hoping to save up from april. So no OP from me (no 49) at the moment :(.

    All the best to everyone elce! Il be back here soon =D x
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • Have a feeling my February bonus won't be coming in until March now. It's not just me, it's my entire team who will be effected but it's still irritating as i planned on using about half of it towards mortgage overpayment.

    Luckily my money bags full of silver (loose change) are slowly accumulating so when i cash them in, into the bank i can add it to the OP. Won't be the £500 or so i planned putting towards the mortgage though (we're looking at £15 here lol)

    Grrrr.

    Still determined to succeed.
    Mortgage 1: May 2012 £90,000 April 2020: £47,000
    Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
  • Hi there #110 here just made OP of £250 (payday tom thank god!)
    mortgage free 3/10/12:)
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £10.52 paid from ebay and amazon sales.
  • madeupname1
    madeupname1 Posts: 443 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 27 January 2012 at 12:36AM
    lulabelle - OP for the year over £6000 - awesome
    originator - we all look forward to payday! well done on a great OP
    Barny1979 - our most prolific poster! continue the good work

    Thanks all :)
  • sorry to be a pain but can I have that last payment of £250 put in the january column please making a total for month of £350? cheers,only just got round to making OP's with faster payments love it!!
    mortgage free 3/10/12:)
  • hi Spiggle, can you adjust our target to £29000 from the original £9k target.......hope to MF this year:)
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