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2012 mfw

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  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, Happy New Year and Welcome fluffysox!

    You are on the list at No.129. Good luck!

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • Saved £40 on the grocery shopping last night using coupons and store promotions. This will be going towards this month's OP. :)
  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Spiggle wrote: »
    Hi, Happy New Year and Welcome fluffysox!

    You are on the list at No.129. Good luck!

    All the best,
    Spigs

    Thanks Spigs!

    Just updated on 2011 thread. Copy here as it sums up where we're at:

    Sorry I'm late updating been busy with baby :D
    Done a couple of updates on googledocs but not sure if they'll get added now so I'll write it here too.
    Target for 2011: £1200
    OP Total for 2011: £2635.27.
    Not bad since I've been on maternity leave since Spring, had lots of work done on the house earlier in the year and we've had a couple of holidays (not abroad but we had a great time).
    Negative is we drew down some money from OP reserve to help buy a car (but this was an essential purchase for OH's new job) so our mortgage has only reduced by £2070.01.
    Still its better than having a car loan or finance and really I'm just happy we haven't had to take a baby break from the mortgage payments. Thought we'd have to do this for the last few months of my mat leave but we've been OK.
    Happy New Year! Hope 2012 is a good one with lots of OPs for you all :T
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
  • Thanks Dark Knight - Spreadsheet updated and your total OP for Jan so far is £200
    Fluffysox - updated the 2011 spreadsheet. Amazing achievement given everything you had going on. Well done!
  • blizeH
    blizeH Posts: 1,401 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have set myself another highly (see: deluded) optimistic target this year of £12,000 - I'm going to have to save like crazy but am hoping to squeeze a cheap holiday in there somewhere too.

    Luckily to get me started I've been saving for a rainy day that (fortunately!) is yet to come, so have kicked things off with a £3k over-payment. Such a nice feeling to be putting money towards the mortgage again :)

    Thank you so much for your hard work in putting the lists and spreadsheet together, it really is appreciated.
  • Welcome to blizeH, new 2012 MFW No. 130 with a target of £12000. You have been added to the list (excellent start with an OP for Jan of £3000) and we look forward to seeing your updates :)
  • blizeH
    blizeH Posts: 1,401 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you! :-)

    Can I just say a quick congrats to TwinnyD, with a mighty impressive 78% paid off already! At first glance I assumed the target was maybe a couple of hundred pounds or so, having paid off that much already... alas nope, over £12k! Pretty astounding tbh.
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Payment of £108.17 from a paypal refund and a shirt I took back to debenhams, having found it cheaper online :)
  • Wohoo. Just looked on my paypal account and have £84 from eBay sales!
    Have transfered £50 into my account which I shall put towards OPs when it arrives!
    Will put in siggy when the money is there!
    (Will also transfer the rest when my other eBay auctions have ended)
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Updated for you Barny1979,

    Every little helps!

    All the best,
    Spigs
    Mortgage Free October 2013 :T
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