2012 mfw

elantan

catslovelycats wrote: »

Am I the only one who looks forward to payday because then I can OP a bit more!!!???? :A:D Forget the fact it also gives me money for food, bills etc!:rotfl:

i sit and count down the days... i have managed to string my enjoyment out a bit as well ... hubby gets paid on the 15th of every month so an op gets paid then ... then i have a monthly payment that comes out on the 17th so i get a second wee exciting day ... then i get paid the second last working day of every month ... taking my total to 3 in a month ... not much each time (sadly) but it beings my total down every month

then when i see the visa etc slowly going i think ooooo maybe we might actually manage a holiday or something ... head fantasoes can be so much fun :rotfl::rotfl::rotfl::beer:

Barny1979

£26.24 payment made today

madeupname1

Barny1979 wrote: »

£26.24 payment made today

Thanks Barny - slowly but surely chipping away at the target :beer: Google docs updated!

madeupname1

elantan wrote: »

i sit and count down the days... i have managed to string my enjoyment out a bit as well ... hubby gets paid on the 15th of every month so an op gets paid then ... then i have a monthly payment that comes out on the 17th so i get a second wee exciting day ... then i get paid the second last working day of every month ... taking my total to 3 in a month ... not much each time (sadly) but it beings my total down every month

then when i see the visa etc slowly going i think ooooo maybe we might actually manage a holiday or something ... head fantasoes can be so much fun :rotfl::rotfl::rotfl::beer:

I wish I could string it out too! Unfortunately my lender will only allow me to overpay by sending in cheques by post and the minimum payment is £500:eek: I am just not organised enough (nor do I have enough money) to do this more than once a month Still I love getting those letters confirming that they have received my OP and the monthly payment is reduced. Got one today and my monthly payment has gone down another £20 this month :j

Spiggle

Just updated the sheet with our £200 OP. Lower this month than usual but still it all helps. I'm also one who gets excited when OPs can be made.

See you all this evening,
Spigs

kimbo26

First overpayment of £1000 made

madeupname1

kimbo26 wrote: »

First overpayment of £1000 made

Wow - that already puts you at 45% of your annual target! :j Well done. Google docs updated.

Spiggle

Well done kimbo26, madeupname has noted your OP on the spreadsheet.

All the best,
Spigs

Spiggle

Bumpity bump!

Please feel free to join us if you want to set yourself a target for over paying (OP) in 2012.

All the best,
Spigs

fluffysox

Hello all, Happy New Year!

Originalmiscellany could you please add me to the list for 2012 challenge. I'll set a target of £2000 again for now. Difficult to set target at present as I'm still on maternity leave and I've asked for reduced hours when I go back. So I may alter my target when I find out what my takehome pay is and how much I end up spending on childcare etc.
I was number 52 on 2011 challenge but don't mind having a new number if needed.

Thanks.