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2012 mfw

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Comments

  • co123456
    co123456 Posts: 368 Forumite
    Mortgage-free Glee!
    Think I'll keep an eye on this thread from affar. Having paid for my place a couple of years ago I've just made a new mortgage application for 151K. Fingers crossed we'll be in for February. Needless to say, I don't plan on taking 25 years to get rid. Good luck everyone.
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    A little bump, bump, bump
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Poppycat1
    Poppycat1 Posts: 377 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Wow, page 6 and I have only just found out that the 2012 spreadsheet has been started. I would like to set a target of £12,000 overpayment for 2012. These savings will be put in my offset account so will still reduce my interest rate.

    Thanks to OM and Spiggle for taking over from Cake.
    £61,000 left to pay
    12.5 years left
  • Southernman
    Southernman Posts: 605 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    sweetdaisy wrote: »
    My Offest mortgage is repayment and when I made an online payment I only paid a few pounds to 'test' it like you. If you do contact them, I'd be interested to know if online payments are still capital and repayment.

    I checked up with their mortgage contact centre and apparently any residential mortgage with Natwest if overpaid through online banking pays off the capital alone!
    Mortgage 1: May 2012 £90,000 April 2020: £47,000
    Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
  • madeupname1
    madeupname1 Posts: 443 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 20 December 2011 at 10:19PM
    Welcome poppycat1 2012 MFW No. 84. The target of £12000 means that as a group with have a target of over £660k! :beer: Newcomers welcome - we are aiming for at least a MILLION :):)
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    i'm joining too please. target of 2k
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Welcome LilacPixie and good luck to you with your target! :D You are on the list and your MFW 2012 No. is 86.

    Anyone else wishing to join the challege for 2012 is most welcome. :beer: All OPs no matter how big or small will ensure that money is saved over the life of your mortgage.;)

    See you later,
    Spigs
    Mortgage Free October 2013 :T
  • Indigo899
    Indigo899 Posts: 14 Forumite
    Hello I'd like to join in please. We have an interest only offset mortgage. I would like to reduce our offset balance by 16,000 this year, to bring it down to 130,000. Thanks.
  • Tony_R
    Tony_R Posts: 280 Forumite
    PPI Party Pooper
    Can I please join. I have a target to overpay by £5000.
    MFW 2015 - #88 £3,345 / £3,500
    MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
    Opening Mortgage Balance (15th July 2010): £200,999
    Current Mortgage Balance(2nd July 2015): £150,999
    Total overpayments to date: £30,292.00
    Updated 19/05/2015
  • madeupname1
    madeupname1 Posts: 443 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hello Indigo899 - 2012 MFW No. 87 with a target of £16,000. Also saw your posting on the 2011 thread - what a great achievement!

    Hello also to Tony_R - 2012 MFW No. 88 with a target of £5,000

    You are both very welcome to the 2012 MFW gang :D
This discussion has been closed.
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