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2012 mfw

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1206207208210212

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  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You didn't just reach your targets icklehelen, you stomped all over them! Last OP all updated for you and wishng you good luck for the new challenge.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • Tony_R
    Tony_R Posts: 280 Forumite
    PPI Party Pooper
    I see we just missed out on overpaying by a million between us? £995,736.

    That is mightly impressive.
    Thanks Spiggle for your hard work and motivation for everyone.
    MFW 2015 - #88 £3,345 / £3,500
    MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
    Opening Mortgage Balance (15th July 2010): £200,999
    Current Mortgage Balance(2nd July 2015): £150,999
    Total overpayments to date: £30,292.00
    Updated 19/05/2015
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I somehow managed to miscalculate. according to mortgage company we actually managed £2014.82 in OPs for the year, beating our original aim of £1500.

    A big thanks to everyone who helped run the thread and update the spreadsheet :T Congrats to everyone on their OPs.

    Hope 2013 is happy, healthy and full of OPs :beer:
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • toerag33
    toerag33 Posts: 160 Forumite
    Hi Spiggle

    No 145 toerag33btl: I contacted my mortgage provider for a statement of my overpayments and for 2012 the figure is £6103.00 - please add £526 to my total.

    Another small step towards the million pound figure.

    Many, many thanks for the support, encouragement since I joined this thread. Even I'm amazed at what I managed!

    Hope things are going well for you.

    Kind regards

    toerag33
  • Wasn't going to post as it's pathetically small but seeing as we're so close to hitting the 1 million target I noticed that you have my total OP's down as £212 when infact it should be £263.51 so you can add on £51.51 to my total OP's :D
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello,

    Back from computer bugs and unworkability (! is that even a word!?!?) that has seriously impaired my ability to get on to any website for three days. For an online banking addict who regularly moves bits and pieces around on a day to day basis to maximise benefit, this has been all my worst nightmares come together! :eek:

    Oooh, brilliant toerag33btl, all updated now, thank you so much. :j

    It's such a shame to be so close to the £million when challengers who specifically asked to be kept on the spreadsheet still haven't reported in. Smack my wrists that sounds so ungrateful and I apologise. Life does have a habit of kicking us in our best intentions and I fully appreciate that, hence why I took so much time during the year to keep everything up to date, contacting challengers directly through personal messages. :( But then again it's the challengers who have been so helpful (even after the end of the year!) that makes it all worthwhile. So, thank you all, you know who you are! :A

    And of course, chocoholic_chick you are included in those being thanked. When you joined you were so unsure of being able to make the OPs and yet you managed to smash your target and still come back to report some more, brilliant! :T

    Thanks again to everyone and hopefully we'll get some straggler OPs reported in the next week or so.

    See you soon.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • It would be so good to make that target :):)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You're so right Tilly,
    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 12 January 2013 at 8:34PM
    will check when i get my yearly statement in as to how much exactly i have overpaid, dont think i have anything left to add but you never know, i know i did have to stop at one point due to holidays etc but i may have overpaid some and forgot to report it ... fingers crossed

    edited to add:

    just figured out i can do a search online for previous years payments duh i am dense sometimes

    right total for me for 2012 is £2540 so another £440 to add to the pot, i came back from holiday with some spare money and paid it off forgot to declare it

    sorry it isnt much and it isnt what i had hoped to pay, but fingers crossed it helps get us to the 1 million mark

    good luck
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Fantastic elantan, thank you so much for going to such trouble, I really appreciate it.

    What's that phrase? Slowly, slowly, catchy monkey ...!

    All the best,
    Spigs
    Mortgage Free October 2013 :T
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