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2012 mfw
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No 31 reporting. Made a final overpayment for the year £49. Hope that everyone has a prosperous New Year x0
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Final update sent through. Target of 18k met - by the skin of my teeth
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A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Hello all,
Excellent sweetdaisy, almost double your target OPd, brilliant! :T
From the googledoc, OP updates for you Wilsons shatter another target for the year, well done! :T
Also skaps, your superb December OP is now updated meaning your second target of the year is also in pieces on the floor. Well done! :T
That's it for now, we're creeping ever closer to the one million mark for which we should all be hugely proud. :beer:
Take care,
SpigsMortgage Free October 2013 :T0 -
This thread is so inspiring!:T0
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Hello all,
Number 151 here. I've accidentally made an additional overpayment of £250 just before the end of the year! The standing order slipped out without me remembering to cancel it. Ah well - all in a good cause!
A final thank you for the year from me to Spiggle as this thread finally saw me get going on overpaying the mortgage. Following the new job / move / temporarily running two places to live over the last few months I've got in a bit of a muddle about what actual overpayments I made and what went into the offset account but the sum total is obviously still the same. Aiming for higher in 2013!Debt free as of 01/06/13
MFW: Mortgage when started: £205,000 Mortgage 21/11/13 £202,608 Offset target 2014: £5088/£12000 Planned payoff date: August 2026 LTV: 86.3% Daily interest: £21.550 -
Thanks for your kind words RevolvingDoor.
Seasons greetings cardiffmatch! Gotta love those accidental OPs. You have done fantastically well this year and you didn't join us until May! See you on the MFW2013 thread.
Take care,
SpigsMortgage Free October 2013 :T0 -
Hi all
Hope everyone had a good Xmas. Sorry missed the month of November but couldn't make an overpayment. However overpaid £ 1000 in December. Thanks so much spiggle and everyone for running this challenge, without it I wouldn't have kept to it and while we didn't make target I am really pleased with what we managed.
Thanks all
Xx0 -
Hi
I've posted an update through the spreadsheet link today. Sorry been missing in action. Been a strange second half to the year but have managed an overpayment and also hoping the bank will action my final 2012 payment on Monday. If so I will post a final update then.
AG :j4 February 2014 - Mortgage Free
MFW14 no 67 - overpayment goal £6,200/£6,200
Save 12k in 2014 no 142 - savings goal £5,300/£12,0000 -
No 152 Mortgage destroyer here I have finally managed an overpayment for December of £500, would like to thank everyone on here for all your support & Spiggle for updating everything on here & keeping us all motivated to continue to be mf one day!
Happy new year to everyone :@)0 -
Final payment for the year of £500.
Thanks for all your work this year Spiggle, and everyone else on this thread. You're all an inspiration!
Happy New Year all!2014 MFW 99 - Overpayment Target £4000/£4000
2013 MFW 15 - Overpayment Target £6000/£4000
2012 MFW 141 - Overpayment Target £8500/£6300
"Little by little, one travels far" - J R R Tolkien0
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