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2012 mfw

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  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi elantan,

    I've made your current target £2k so you're all up to date. Good luck with paying off the debt and look forward to seeing you in 2013 on here.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    thanks spigs .. i will be back a kicking my mortgages butt in 2013 if all goes according to plan :)
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning,

    From the googledoc, your lovely OP Sue Donim has been updated. Brilliant!

    See you later,
    Spigs
    Mortgage Free October 2013 :T
  • fillyfop
    fillyfop Posts: 318 Forumite
    Part of the Furniture Combo Breaker
    Hi everyone,

    It's been a while since my last update so I've updated my siggy and completed the form with my last 2 months of OPs but I've not been very MFW :(
    I'm actually part way through plans to emigrate to Australia so all year I've been balancing OPs with the expensive costs involved and so far have managed this quite well and am very pleased with what Ive managed to pay off the mortgage though I am well behind target (target was set pre-Oz decision) but July was tough as I paid for a 3 week reccie holiday to Sydney then and next month will be a massive underpay (I have an offset mortgage so my account is also my current account so this is ok!) because I paid for my visa application on CC this month so will be paying for it next month....that's around £2k!!!!

    But I'm still working at it as I'd like to leave a safety net here as well as wanting to take a nice chunk of cash to Oz as I'll be renting out my house here.

    So that's me ... No 38, July OP £126.35 ad Aug OP £604.46
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi fillyfop,

    Those sound like very exciting plans and I wish you luck with it all. When would you envisage emigrating, assuming the reccie trip is ok?

    I've updated your July and August OPs on the spreadsheet. If your target was set before deciding to go to Oz, would you like to amend your 2012 target at all?

    Anyway, good luck with it all.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • fillyfop
    fillyfop Posts: 318 Forumite
    Part of the Furniture Combo Breaker
    Thank You Spigs.

    All going well, I'll be making the big move in February next year! So excited! :)

    I will update my target but at this point I'm not sure. I'll do some maths later and send an update soon.
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Afternoon and happy bank holiday!

    From the googledoc, a wonderful August OP fom lulubelle1 has now been updated. Well done.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Spigs.... I need to start searching around for what to sell next so that I can try and do the same again next month..... The house will soon be bare, well the loft anyways with any luck. x
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It'll take me years to clear my attic!!! But you did spur me into listing a new unused smart phone on fleabay so thanks for that. I may even list a couple of duplicate ceramics that I have around the place.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • starflame
    starflame Posts: 33 Forumite
    Payday is here...
    no 119 checking in with an op of £950
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