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2012 mfw

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  • dismal days at work last week led me to rethink overpaying mortgage so will try and make some payments as soon as possible, please dont loose me on the list
    Grocery Challenge Feb 16 £346 /400
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello All,

    Hangover central here! Thank you ever so much for your kind words, lulabelle1 and gallygirl. It is amazing that it's now two years since we started our personal challenge of being MF by the time of my 55th brithday. It will also mean it's all paid off before OH turns 60 too.

    Preparing for an expensive week as we're having a new boiler put in on Thursday. And I'm going to replace two radiators at the same time. It's a lot of money but it does mean we won't have to worry about winter and possible breakdowns, which we have had every year for so long now. The new rads will certainly improve the temperature in our living/dining room. And while what I have is a condensing combi, hopefully the technology has moved on efficiency wise in the last ten years.

    OK, ramble over.

    So, Barny another great OP for you is now updated.

    From the googledoc, your lovely August OP is listed too southernman.

    Your July OP is updated mothershipton and please don't worry, I won't take you off the list! The tidying up I've been doing is for people who joined at the start of the year and didn't post a target or any OPs since. I do hope things get better in work for you.

    Take care and enjoy your Sunday,
    Spigs
    Mortgage Free October 2013 :T
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just realised it's payday today.


    So that's £200 for my August OP.

    thanks
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,

    That's a lovely payday OP VoucherMan and all updated for you.

    See you all later,
    Spigs
    Mortgage Free October 2013 :T
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    No. 53 signing in with an OP of £100, total for month £750 :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Hi
    No 152 here have managed an overpayment for August of £500, may be the last one for a while as
    the hmrc have decided they overpaid me over £1300:-(
  • Morning all!

    Payday again, so a £350 OP from #151 to report. That'llbe my lot for the month I suspect.

    Best wishes to all,

    CM
    Debt free as of 01/06/13
    MFW: Mortgage when started: £205,000 Mortgage 21/11/13 £202,608 Offset target 2014: £5088/£12000 Planned payoff date: August 2026 LTV: 86.3% Daily interest: £21.55
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello All,

    I'm a bit late as just scooted the mower around the garden before it rains.

    That's another great OP pammyj, all updated for you.

    And a brilliant OP from you mortgage destroyer is now listed. I feel for you with HMRC, I don't understand how they can make the mistake and then demand it all back at once. Hope you manage to get it sorted and look forward to you coming back soon.

    Another great August OP from you too cardiffmatch, all updated for you.

    Frome the googledoc, your lovely August OP is listed now Simbak2k, well done.

    Ok, see you all later.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Payment of £10.76 made to round up to £41,000 OP :)
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all,

    What a fantastic total OP Barny! All updated for you, congratulations.

    See you later,
    Spigs
    Mortgage Free October 2013 :T
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