2012 mfw

Spiggle

Morning All,

No problem ecoelle, we all have to have some time away now and again or the obsession would become far too much! All updated for you and you are well ahead of target too.

Welcome to another newbie. Gymsalesjames joins us on the challenge with an impressive 50% of target already achieved. You are No.155 and I wish you all the very best with your challenge!

See you later,
Spigs

beccajune

No 74 checking in:

We've done it, Mortgage Free, 5 days before target. Just to complete the picture, took out £89000 in Mar 2007 and now own every brick and tile. It feels so good, thank you all for the support and guidance on this thread. The motivational stories of other posters on this thread have been inspirational. Thanks

Spiggle

Good morning all,

And a particularly happy one for beccajune and household, CONGRATULATIONS AND CELEBRATIONS ! Fantastic news! :j:dance:_party_:beer::T:D

Well done, absolutely brilliant, at an average of about £18k OP per annum that really is amazing.

All the very best,
Spigs

beccajune

Many thanks, it has been hard work with some sacrifice along the way. I don't think you truly believe you'll get there but when you do the feeling is awesome.

Good luck to those pursuing their dream of MF, it is worth it.

LavenderBees

beccajune wrote: »

No 74 checking in:

We've done it, Mortgage Free, 5 days before target. Just to complete the picture, took out £89000 in Mar 2007 and now own every brick and tile. It feels so good, thank you all for the support and guidance on this thread. The motivational stories of other posters on this thread have been inspirational. Thanks

Fantastic news! :j:T:j

And thank you for posting it on here....your success story will certainly help keep me motivated :A.

LB xx

starflame

beccajune wrote: »

We've done it, Mortgage Free, 5 days before target.

CONGRATULATIONS! :j:T:dance:_party_
Hope it won't be long before I follow you into that happy place.
£3,800 to go and counting the days....
Really love to hear every time someone makes it as it adds to the positive feeling that it can be done!
I only wish I'd thought about all this 10 years ago...

beccajune

Just cancelled the Direct Debit on online banking, that felt good:j:j:j

Starflame: Lol at the 10 years, our problem was moving twice so we had a few steps backward.

£3800, you are so close, if like me you can take a well earned break from pouring over the spreadsheets:D:D

muddywhitechicken

Hello

May I join please? So far this year we have overpaid £3,500 and I'm hoping to overpay a total £6,900 this year :j

Thanks,
muddy

Southernman

LavenderBees wrote: »

Aye, but I'm twenty sumfink years older than you, don't have a social life and I do look like a scruffy little tramp woman (Yes, I've been reading your diary...do you know me?:rotfl:)

Haha, you just made me laugh out loud like a lunatic!

I didn't think anyone would actually read my diary, it was purely for my day to day musings as well as somewhere to put all my mortgage free thoughts in one place!!!

I would have thought age wouldn't make that much of a difference, if anything i imagined it would be more difficult to pay a mortgage off the older you are and the more responsibilities you may have! Usually there's children involved as you get older which are expensive, there's usually a compulsory car too which eats all finances.

I suppose the difference is i'm living off one wage. I do have a lodger though.

Until my wage increases i'm not going to be able to overpay £1000 a month though. Maybe one day when i'm richer!

pavlovs_dog

another £40 for June, bringing 2012 total to £1574 or 63%