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What have you got to show for your debt?
Comments
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A house deposit (the house we have just sold)
Several cars which have all turned out to be bad news.
Clothes - which hardly fir anymore.
Keeping a family (only one child, H and me) on my income alone.
Food
Going out and spending on things we don't really need.
There that should add up to about 33k:rotfl:0 -
A very old car, a round the world ticket and insurance for my beloved son, flights abroad to visit family, a few weekends in great hotels in various countries,clothes which dont fit but were "bargains!" treats for various family members, helping friends out, a few fantastic Christmases, lots of vodka, plenty of it's my round in the pub,many chinese and indian takeaways...I could go on but you get my drift!! I have now mended my ways!0
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All similar to above really. Weekends/holidays away with various boyf's that I didn't save for.
8 months travelling in Thailand and NZ that I didn't save for prior to going (spur of the moment thing)
A car, that so far *touches wood* hasn't needed any serious work
Half a wardrobe that is for my 'skinny' self - which I'm not at the mo!
Too many shoes.
Gadgets and novelties that I wanted but didn't need.
Loads of Knick Knacks and costume jewellery that is slowly making it's way onto eBay! (Most of it has come from there)
Book and DVD's - most of which have gone back to eBay.
The knowledge that I've been far to generous at Xmas and birthdays!0 -
Sofas, computer, 3 years study with no pay and high childcare costs, 2 cars both bought new:o , school fees, mad and easy credit card spending and overspending each month by £100-300 for about 5 years:o
How we've changed!:ADebtfree JUNE 2008 - Thank you MSE:T0 -
A fun 3 years at university, a car and a house. (oh and a few naughty holidays)
Guess its not all that bad really, but have been fighting that debt for a while now. Luckily I've never been into serious designer brands or things could have been a whole lot worse!0 -
Our wedding in Austria in June 2004 - we paid for us and three other people to go, suit hire for three men, wedding dress and all the associated bits, bridesmaid's dress etc
New kitchen Sept 2004
Honeymoon to New York Oct 2004
Far to many clothes, expensive haircuts, cosmetics and toiletries
Trip to Toronto June 2005 (first anniversary)
Decorating living room, new fireplace and fire for living room, new carpet, new furniture
Thankfully, we haven't needed to spend anything since and I haven't used any of my credit cards since Sept 2005 (wow)....
We're now saving up to start a family (will start trying towards the end of next year as we want a 2-3K behind us before we can do this).....Light bulb moment 18/03/06 Total Debt at light bulb moment approx £40k :eek:
Total Debt now £29,973.82 :j
Snowball date Dec 2010, but hope to clear by June 2010 if not sooner.....
Arrgghhh......!!!0 -
My driving license, car & holiday memories
Spent a year having lessons at £30 a week, while saving £100 a month towards buying a car when I eventually passed. It tipped me over the edge financially, but I'm so glad I did it!
Holidays - hmm, in themselves they weren't expensive, but when it snows in Turkey & you have to buy a winter coat just to keep warm its a bit :mad:Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
Total Debt 30th April 2008: £0 100% paid off!
PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT0 -
6 years at uni during which I had too many to count nights out, a car, a flat, a wardrobe full of clothes, various holidays which I could have saved up for but stupidly didn't.Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j0
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A furnished house after the ex came in like a tornado and took everything, i mean everything inc rent, deposit and all furniture
2 kids
a cheap dell computer
12 pairs of shoes
a pair of glasses for me and other half
other half's ex wife ditching the majority on him and going bankrupt over a measly £5000 that she could dump on her next victim..I WILL HUNT YOU DOWN.....
a 03 Clio
A camping trip to cornwall
solicitors bills after ex tried to sue us, again0 -
steve 2004 honda XL V. Love the bike changing later in the year fancy something a bit lighter and well get a good trade in for something around the same year. prolly a CB or CBF of some sort.0
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