Pay One Debt 2012!

e4rub

I am just taking small steps at a time. I know that 1 day we will be debt free and at the same time we are living comfortably and within our means. I think it is a bit like being brainwashed, it takes time for you to get de~programmed from your old spend spend spend ways!!!!!!:D

Cherryjack

e4rub wrote: »

I am just taking small steps at a time. I know that 1 day we will be debt free and at the same time we are living comfortably and within our means. I think it is a bit like being brainwashed, it takes time for you to get de~programmed from your old spend spend spend ways!!!!!!:D

the best way :-) are you going to add on more or maybe save the whole lot for the one like me? and then maybe offer less and see if they except.. i was thinking this may be a good way forward :j

e4rub

For my Natwest Debt, which is £35.00, I am just going to pay the amount I owe. I am paying £5.00 per month on my DMP and am just going to pay the extra when I have it. My next debt is just over £200 and is a Barclaycard. I am paying £5.00 per month on my DMP but they are charging me approx £2.50 a month in interest! I am going to see how much I can save up and then give them a call and ask if they will accept a full and final settlement.
This is exactly why I created this thread because there didn't seem to be anything for people who are only able to pay small amounts in dribs and drabs off their debts!

freebyfifty

emma2105 wrote: »

Hiya,

i have always used Cash4Phones they are usually in the top price range when you compare. for example i had a blackberry bold that wasnt used they gave me £115. I also had two really badly used blackberry's that were very stratched and didnt pass the test they do and still getting a cheque for £10!! they do bank transfer and cheques. i always opt for the cheque option just in case (not a fan of putting bank details online very much).

Best yes they are very good, or going onto http://www.comparemymobile.com/ and it will show you where will give you the most money.

x x x

I would just like to say thank you. I read this post, dug out three old mobiles and went onto the site.
I am now £54 richer (or I will be when it all goes through) :j
I can't put it towards my debts though as I am determined to get through Christmas without racking up more blimmin' debt. It'll buy a good few presents and I'll be able to stay away from my wages for a little bit longer.

I am really hoping to avoid the money hangover of Christmas and in January be able to throw every spare penny at the debts
Thank you very much

kashton_2

Rounded off my account today with a payment of £7.03.

Hope to do the same tomorrow for my last payment of the week, lloyds tsb current account and lloyds tsb credit card doesnt have the faster payment facility so it takes a few days to update! very annoying as my balances dont correct from the weekend until tuesday!

kashton_2

I have an invite code for super clicks if anyone wants to PM me, get amazon vouchers and other gifts for surveys and watching videos.

e4rub

Well done kashton. Payday for me tomorrow! Not that this means I will have any money though!!!!! Put one of those meerkats from the advert on the telly onto ebay. It finishes on Sunday and I want to pay an extra £5-£10 off my Natwest Debt.:j

emma2105

freebyfifty - your welcome! its helps doesnt it!! i cant believe how much i managed to get to be honest. But yes soooo worth it and all the more worth it to keep the debts down at xmas ! win win all round! x

e4rub

Cheque for £14.11 came from Music Magpie this morning!!!!! YAY, lol. Going to the bank later today to pay it in!!!!!!!!!!!!!!!!!!!!!!!!!!:D

Sue-UU

Brilliant news, e4!!! :T You are with YouGov too are you? It takes a while to get the £50, but well worth having and you CAN complete every survey!

Sue x