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Pay One Debt 2012!

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  • Hi can I join please. I owe £500 to Nationwide. £200 to e.d.f. Tesco's cc £12.00, Barclaycard £167.
    Will pay off the tesco's cc first and cancel the card I think as I find it to tempting.:santa2:

    DFWNERD no.1168Rules of Happiness 1)Free your heart of hatred 2) Live Simply 3):jEvery penny's a prisoner
  • Please could I join your challenge I am wanting to pay off my credit card and this year is when I do it! It's santander with an balance of £2,303 at the moment.

    Thank u:T
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Hi all, i would love to join. I am trying to target all my overpayments to one debt, so would like to start by paying off NCC which is £2,196. This has to be gone before next year is out.
    PAD Maker
  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    e4rub wrote: »
    Hi all
    My Gran died early hours of this morning:sad:
    It was very peaceful and she didn't suffer at the end.
    I will probably not be on here for a couple of days and would really appreciate it if you could make any newbies aware of the situation and that I will add new members/amend balances ASAP

    Emily xx

    I just wanted to re-post this for Emily for those new to thread in case they missed it x
  • capzeh
    capzeh Posts: 15 Forumite
    Eighth Anniversary First Post Combo Breaker
    Hi, I found this forum this evening =) been getting some tips from Mr Lewis!!

    is it ok to join? theres a lot here now! lol.

    I'd love to clear some of my debt! i just feel theres no light at the end of the tunnel at the moment =(

    HSBC Loan - 2900
    HSBC CC - 2700
    VERY - 3000
    CAPITAL ONE - 1500
    NEW LOOK - 200

    =(


    I have no idea where to start lol. i'd rather leave new look as my payments are only £6ish a month which is affordable...

    Lets try clearing Capital one!!! the highest apr =( 39.9%!!! and VERY as have a few BNPLs due v.soon =(

    It's sooo depressing *boohoo*

    any advice? lol.
  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Welcome to MSE and the thread capzeh :)

    Have a look through the thread I'll link to below and then if you would like some budgeting advice fill out the SOA calculator and post it as a new thread, you will get lots of advice then where you can cut back and free up some money for debt repayment. If you aren't ready to share all that yet its usually best to start with the one that has the highest interest as you will save more money, but for some it more motivating to clear a little one to start with, have a think what would motivate you and good luck :)


    http://forums.moneysavingexpert.com/showthread.html?t=107280
  • Sorry for your sad loss Emily x

    thinking about changing my debt, as it seems i cleared the orange debt without realising it :j :cool:. All debts are cleared and i'm now paying the regular bills.

    So, i'll have a look again at my bills and select the next 1 to i want to clear. Will update later.

    Have a good afternoon all :).
    Virtual Sealed Pot Challenge # 89 - £00.83p
    Pay One Debt 2012 # 18 - BT debt £40
    Sealed Pot Challenge # 1483 - no running total, just seeing how it goes :)
    :beer: :j :j :beer:
  • hey just signed up to here and thought i'd sign up - need to pay £5000 of natwest credit card this year. hoping to get pregnant with second baby and need to reduce outgoings if i go on maternity leave. no idea how we let ourselves get in this mess! will be keeping an eye out for useful tips.
  • Hi,

    I've been looking on the boards for a while but have a loan of 7500 and cc debt of 1400.00.

    Can you please add me with the cc debt of 1400 which I am aiming to clear by the end of next year at the latest, earlier if possible.

    Thanks
    Brummie:T
  • dizzybee
    dizzybee Posts: 1,424 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi,
    pay pal money finally in bank to day so £50 sent to Advantis and £20 will come out tomorrow,must get some more stuff on e bay.

    SPC no:076
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