The "Pay ALL your debt off by Xmas 2012" challenge

loubie_lou

LET'S DO THIS!!!!!!!! :T


Sorry, so geared up now!

mf0u1098

suzitiger wrote: »

I'd love to join you!!! i am on a few threads on here and I think this one will keep me on track and push me towards a fast dfd!! :beer:
i want to be out of debt by october so that I can go to the maldives to do a volunteer project out there. Love what ur doing guys, I have a debt of 5,000 and I earn about 8k a year, hopefully on the rise as I am mainly self employed and establishing my business atm.

Wow that sounds fantastic, glad to have you on the team! xxx

CW2

loubie_lou wrote: »

LET'S DO THIS!!!!!!!! :T


Sorry, so geared up now!

Yay! Me too! :j:j:j

mf0u1098

CW2 wrote: »

Yay! Me too! :j:j:j

You guys make me chuckle!!!:rotfl:

CW2

mf0u1098 -fabulous idea to set up this challenge thread! Do you like Christmas? This challenge is even more fantastic for me because i LOVE Christmas and to become debt free in time for a 2012 Christmas celebration is perfect!!

kerri_dfw

I've started being thrifty... housemate left a handwash bottle on the side in the bathroom empty. Whilst stood in the shower washing off the shampoo this evening I ripped off the label and decanted my non-pump-dispenser shower gel into it. Then I used just one pump, which was 1/4 my usual non-pump amount. I'm amazed!!! Must find more for shampoo and conditioner.

mf0u1098

CW2 wrote: »

mf0u1098 -fabulous idea to set up this challenge thread! Do you like Christmas? This challenge is even more fantastic for me because i LOVE Christmas and to become debt free in time for a 2012 Christmas celebration is perfect!!

Awwwww thanks CW2, I only started it cos you guys gave me the encouragement to on my diary!

You know I didn't used to the like Christmas as I was always skint, hated crowded shopping centres and always felt pressured to buy really expensive things for people. Now it's different. I see Christmas as it should be. A time to give people gifts that will make them happy and mean something. A time to spend with family and friends.

Plus....MUPPETS CHRISTMAS CAROL IS THE BEST!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:j:j:j:j

I keep imagining the feeling just before Christmas (or hopefully sooner) when I make that last payment. That will be the best xmas present I've ever had and will probably top the feeling of pride when I graduated. This is what is keeping me going...

After this I think it will be saving for a house deposit in 2013 but maybe I'm getting a bit ahead of myself here :rotfl:

loubie_lou

Muppets is just the best christmas film EVER!

2013 is my house deposit saving year too!!

suzitiger

kerri_dfw wrote: »

I've started being thrifty... housemate left a handwash bottle on the side in the bathroom empty. Whilst stood in the shower washing off the shampoo this evening I ripped off the label and decanted my non-pump-dispenser shower gel into it. Then I used just one pump, which was 1/4 my usual non-pump amount. I'm amazed!!! Must find more for shampoo and conditioner.

Wow Kerri, good on you!! That reminds me I need to wash my hair tonight.

CW2

mf0u1098 wrote: »

Awwwww thanks CW2, I only started it cos you guys gave me the encouragement to on my diary!

You know I didn't used to the like Christmas as I was always skint, hated crowded shopping centres and always felt pressured to buy really expensive things for people. Now it's different. I see Christmas as it should be. A time to give people gifts that will make them happy and mean something. A time to spend with family and friends.

Plus....MUPPETS CHRISTMAS CAROL IS THE BEST!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:j:j:j:j

I keep imagining the feeling just before Christmas (or hopefully sooner) when I make that last payment. That will be the best xmas present I've ever had and will probably top the feeling of pride when I graduated. This is what is keeping me going...

Here, here!! xx