The "Pay ALL your debt off by Xmas 2012" challenge

psychopathbabble

Hi all... slightly random request and it's not for me... does anyone know of any female west highland terrier pups for sale in Scotland? If you could PM me that would be brilliant

mrso2b

£102.93 has come off the Barclaycard so that's now:

152 £411.55 / £12,000

I've just done the figures and have £255 left after all the bills have been paid and if we stick to the grocery budget.

It's been Christmas, my husbands birthday, and then in Jan its my birthday and my brothers birthday - so expensive! So I don't think we will hit our target of paying back £1,000 this month but I'm going to try and get close to it as possible! Will be ebaying like mad and staying away from the sales!

mrso2b

SeduLOUs wrote: »

I think I'll start from scratch then. Starting balance £3950. Then my %age represents the actual progress I'm making in 2012 and I can use it to stay on track (i.e. aim for 50% debt clearance by end June).

Thanks! xx

I like this idea! Might steal it!

velvet27

Good morning Everyone..
I have just reduced my CC debt once again as restrained myself from spending in the sales and saved £42 which I would have spent on things I don't really need.
Am planning to lose weight this year too (2 stones) and will start 1st Jan - this will give me time to finish off the xmas treats!!!

#142 another £42/£2700

MFWannabe

Got tired of waiting for my statement to make a payment so have made my first payment off my debt today


No.1 £100/£4000

TOOMUCHWORRY

Yippee!!!!!!
Had PPI claim payment paid into bank today and have been able to clear one cc completely with £800.00 change! So thats £800 towards clearing the next one - £4500 to go.

DorsetGirl_2

TOOMUCHWORRY wrote: »

Yippee!!!!!!
Had PPI claim payment paid into bank today and have been able to clear one cc completely with £800.00 change! So thats £800 towards clearing the next one - £4500 to go.

Brilliant :j

misskwa

Hi,
Please, could I join ''debt off by Xmas 2012'' as well?

My amuont to pay is £8000 :eek:

Thanks

minx1985

Hey

Love this thread! Please add me to the list- I am aiming to clear £12,718.15 by my 28th birthday (Jan 1st 2013). I have a good job but am fed up of paying nearly 35% of my net income to creditors. I have been refused consolidation loans even though I haven't missed a payment in 2 years (overdraft bounce, we've all done it) and the spread of my debt means the credit card shuffle exercise has had limited success. I have less than £100 to myself after all the essentials are paid off so it would be so good to have a life again and stop worrying about money. Here's to a frugal 2012 everyone- let's get these debts repaid! x

mrso2b

TOOMUCHWORRY wrote: »

Yippee!!!!!!
Had PPI claim payment paid into bank today and have been able to clear one cc completely with £800.00 change! So thats £800 towards clearing the next one - £4500 to go.

well done! *mrso2b likes this*