The "Pay ALL your debt off by Xmas 2012" challenge

Natterjack88

Just declaring some more debt paid off

Number 180 Paying off £150 to credit card

New total £1250/ £10000 12.5%

jakes-mum

Helloooooooooooooo DF by xmas'ers

Well have been to town and spent a whopping £21 on a pair of jeans and 2 tops DH nearly fell over at me parting with my christmas money for something for myself Had a good hunt for some bits for lily's birthday but there is just nothing out there I have a buzz lightyear for her but nothing else, im not sure whether to go to the disney store and have a look or just maybe stick some money in a card for her, but at 4 years old thats not very exciting is it SHe has to have more than 1 thing to open, I cant even bulk it out with some sweets as she got LOADS this year fo christmas

Ideas anyone??

Linzight

I would love to join. My total is £3,950. Thank you.

Raspberrysauce

Really looking forward to the challenge starting now. My spreadsheet and budget are all raring to go!

trying_hard

@jakes-mum

What about pens, felt tips, colouring book, magic painting book etc then take her to your nearest toy shop and let her choose something that she would like? Just a quick idea off the top of my head! Or is there a Build a Bear/Bear Factory type shop near you that she could choose a teddy & clothes? Good Luck x

miss_empty_piggy

Thanks to everyone for the warm welcome, and welcome to all the other newbies. I am really looking forward to getting started. Had a PJ day so asked DD1 to pick me up a page-a-day diary for budgetting but she forgot. I'll get one organised soon, I find it easier to keep it all written down manually. I might do a spreadsheet but PC belongs to my work and I have to give it back in Jan. My old one hasn't got microsoft at all so I would need to buy this but can get it cheap through work. Tried to work out exactly how much debt I actually owe but I need to await the impending credit card bill then I'll know for sure. Dreading it, but at least I'll know what I'm working towards.

have a great night everyone. x

rich8996

hello everyone, Can i please join? I have never posted before but im inspired by you all and the idea of paying everything off by this time next year. My total (I think) is £17881.50 Many thanks :rotfl:

sharronej

mf0u1098 wrote: »

Thank you again everyone for your lovely hugs and words of support. ......... Now maybe I was being a little selfish but it's done with and all I can do is try to take the stress and worry away from this part of their lives now so they can try to concentrate on their relationship.

Mfou, I can only reiterate and agree with all the other comments on here, I'm so sorry you've had such a rough time, worse than you were expecting. Here's hoping that some good can come out of the situation - even if it takes a while. You're not being selfish at all, you deserve your own life and a healthy work life balance - so now they need you and you've stepped up to the plate I hope you manage to get things in order quickly and try to remember to keep some time back for yourself. Any time you need support just pop on and we'll be here to help you xxx

I've decided against my big purchases even though they were going to be interest free because I can't stomach the thought of having to post a higher figure onto my debt mountain :rotfl:

Jakes mum I would go for craft or baking, I would do a photo recipe i.e. print off photographs of each stage of the recipe for your little one to follow and you could have the ingredients weighed out into little bags so you really can just supervise and help only with the essentials. How about combining this gift with a trip to the cinemas? - usually a £1 on a Saturday morning. I think this close to Christmas it's more about having a special day and quality time rather than trying to find a toy which outdoes Christmas - ifyswim?

phoebesmum2105

Can I please join as well, need serious advice about becoming debt free by Dec 2012.




Sealed pot challenge ??
£1.00 for 365 days £4.00/£365.00
# 207 - Debt Free by Christmas 2012

£34.21/£364.21 £390.00/£390.00 £425.00/£425.00 £843.00/£843.00
£250.00/£250.00 £4500.00/£4500.00

Nickyanne123

Hey Everyone!

I've been reading all your posts over the past couple of months and I've got to say your all a real inspiration! I haven't been updating my total as I wasn't sure how much Christmas was going to cost so wanted to get it over with before I started

So here we go, my first update...
#51-147.52/14,247

Its not a great deal but its a start and at the end of the month I have my loan payments which will make a bigger dent lol.

I will keep posting as I'm determined to do it this time, I will be debt free! Keep up the good work everyone xx