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The "Pay ALL your debt off by Xmas 2012" challenge

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  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Hi All

    Firstly I'd like to say a very warm welcome to our new team members:):

    salkunh
    savingforarainyday
    catapa
    jimmytwoshoes
    moneymakermum
    sydneybean

    I've put your names and totals on the 2nd post!


    Thank you all for your kind messages regarding the funeral yesterday, it was a very tough day.

    Today I was meant to be going to a craft fair but I got the date wrong so it's on sunday instead :(. At least my money will be in my purse for a day longer though. Since it's such a beautiful day today then I think I'll go for a lovely walk around the reservoir rather than the shops and see if I can bag a NSD. xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Morning, and welcome to all the new members! Good job on the NSD today!

    6 days till payday!

    Sorry :p
    In debt no more!
  • Hiya, my first ever post after lurking for a while, please put me down for £4118.32 to pay off by xmas 2012. Nerve racking stuff posting on here but I know it will help me in my quest to be debt free :D
    Pay off ALL Debt before Xmas 2012 #36
    £2817.73/£6157.85 :o£3340.12 to GO
    Weightloss 9/30 21lbs to GO
    2012 Frugal Living Challenge
  • Hi Shellgsxr,

    Welcome to MSE and the thread :D

    We're all in this together. It's nerve racking, but liberating :D
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Morning all, just had a shocker of an O2 bill come through at a few pence short of £60 instead of under £30... oops! The calls to lying total scum bags had eaten over 120 minutes which put me over my limit :(
    I went over last month too, so going to keep a close eye on it this month and use the work phone instead hehehe
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Who are said lying total scumbags? :eek:
    In debt no more!
  • kerri_dfw wrote: »
    Morning all, just had a shocker of an O2 bill come through at a few pence short of £60 instead of under £30... oops! The calls to lying total scum bags had eaten over 120 minutes which put me over my limit :(
    I went over last month too, so going to keep a close eye on it this month and use the work phone instead hehehe

    Yeah, what scum bags? Banks or is it men? :p

    Hope you are OK though. What kind of phone do you have? Is there not a call counter which you can check to make sure it doesn't happen again?
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    lying total scum bags = lloyds tsb =)

    I've got an old sony ericcson, I was meant to keep a track of it this month as it was another £60 bill last month but forgot. Oh well, I will learn my lesson this month, honest!

    Just paid £70 to wescott, but yet again it was just moving debt around from them to my credit card as I received a threatening letter this money grrr.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw wrote: »
    lying total scum bags = lloyds tsb =)

    I've got an old sony ericcson, I was meant to keep a track of it this month as it was another £60 bill last month but forgot. Oh well, I will learn my lesson this month, honest!

    Just paid £70 to wescott, but yet again it was just moving debt around from them to my credit card as I received a threatening letter this money grrr.

    Ah, I thought it would be the banks - usually is! :p

    Don't think about what's happened - think about what you can do next to make a positive change. Today is a new MSE day :)
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks greensaints, I'm going to list some toiletries on ebay to try and get some pennies there. I've currently got 7 items with bids totalling £11.20 and they don't end until Tuesday, yay.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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