The "Pay ALL your debt off by Xmas 2012" challenge

Mama_2

Can i join please.

We have £17000 to pay off!!! I'm determined to sort my life this year. Have done my MSE budget, monthly meal plan and shopping list, opened a new bank acc for piggy banking and have bought a family planner now need to start making savings and paying debt. We have the means, we're jut awful with money and live like we don't have any! We have nothing to show for all this stupid debt either!

ThinkingOfLinking

I have my student debt, which I am not going to count because the repayments for that will be deducted from my wages at source once I'm earning over 15K.

However, I live in my overdraft and my aim is to be in the black this time next year, preferably with a decent pot of savings starting to build in there and in my ISA.

kerri_dfw

I just won tickets to Spotify Live, featuring Maverick Sabre and Clock Opera, at The Lexington tonight. I didn't even remember entering the competition as it was one I entered at the weekend amongst so many others. Now to find someone to go with me.....

loubie_lou

852 SB, got my first voucher! Now do I save the points or cash them in now?

I saw something Kerri about not hoarding them, sorry don't know what you mate by the above post?!

kerri_dfw

loubie_lou wrote: »

852 SB, got my first voucher! Now do I save the points or cash them in now?

I saw something Kerri about not hoarding them, sorry don't know what you mate by the above post?!

10 x £5 amazonia vouchers is cheaper than 1 x £50 voucher, same for £25

I won a competition I entered on Sunday, that's what the above post meant

PedroMatias

kerri_dfw wrote: »

I just won tickets to Spotify Live, featuring Maverick Sabre and Clock Opera, at The Lexington tonight. I didn't even remember entering the competition as it was one I entered at the weekend amongst so many others. Now to find someone to go with me.....

Lucky you! Can't say I know much Clock Opera stuff, and I can't tell whether I like Maverick Sabre or not, but I'm sure it'll be a fun evening. I never win anything. Maybe that's because I never enter anything...

jakes-mum

My lovely adopted sister has just been round and asked me toget her christmas present off amazon so it can be delivered here instead of her house, ive used my amazon vouchers ive been saving off swagbucks to pay, so shes giving me £15 next week which I can pay off one of the CC's

natlie

I have paid off another £50 today so now £305/£9800 have also started a £2 coin jar and joined swagbucks and onepoll.

jakes-mum

Helloooooo, one of the posters on another thread has just said that on Swagbucks, go onto the peanut lab in 'special offers' at the top they usually have surveys for 60 bucks that are fairly easy to qualify for. Ive just qualified for 1 and been disqualified for the other on my wall (pfft, discriminated against because i dont diet :rotfl:) the one I got to do took about 10 minutes and the one I didnt still gave me 1 buck

antonia1

Yay! Just got a £40 payout from OnePoll, which is going straight off my overdraft! :j:j:j:j:j:j

So, new total is:

011 antonia1 £410 / £3,895 10.53%

Its scary how addictive paying off debt is! And I'm so grateful for this challenge, that's £410 that I otherwise wouldn't have paid off!