The "Pay ALL your debt off by Xmas 2012" challenge

redmel1621

mf0u1098 wrote: »

A big welcome to our newest members :j:

must_change
Maddie57
redmel1621

Glad to have you on the team!!!

I'll put your names and amounts on the 2nd post xxx

Thank you for the welcome:) I have added them all up, although 2 of them are 'estimates' as I can't find any recent letters and they have been passed to debt collection agencies.

Unfortunately now I have seen the amount:eek: I really can't see how I could pay it all off in a year, but I should be able to get 4-6 out of the 8 paid off:cool: Will give it my best shot.

Total Amount = £8247.66:(

kerri_dfw

Welcome mel, there's a list of challenges on post #10 so where there's a will and all that

sharronej

redmel1621 wrote: »

Unfortunately now I have seen the amount:eek: I really can't see how I could pay it all off in a year, but I should be able to get 4-6 out of the 8 paid off:cool: Will give it my best shot.

Total Amount = £8247.66:(

Don't worry there are a few of us who doubt we'll be able to clear the full amount but as we've said we'll get a lot further than we might have done and every penny saved up will be celebrated :beer:

suzitiger

Hi everybody,
My time challenge is to be off here by 10.30 every night so that I can wind down before bed.
I want to get up earlier and like you rubywhatashmoo I am struggling in the dark and cold too. So, we will see how it goes as I have a bit to catch up on tonight.

P.S I have stopped hitting myself in the head about the camera now. :wall:

RosaBernicia

kerri_dfw wrote: »

Well done on getting out on time

I went for 12 months in the end so it doesn't fall with the MOT/service/insurance. Going to put lots of little pots about for car maintenance and things.

Just have to say one gripe and that's "I wish my mother had taught me about money", I really do.

My weeks time challenge is going to be to earn me £10 for take-out next week, I earn it by going to bed before midnight. Been meaning to do this for ages as I've been getting into work veeeery late, eep.

I keep separate pots now for the car, bills, and gifts... it does help and is a fabulous feeling to just transfer money about instead of worrying about where it's going to come from.

I am also rubbish at going to bed on time but figured will start by getting home at a sensible hour!

Rosa xx

InsertWittyName

Paid another £114.41 toward the Santander loan.

Total now is £435.89/£15,626 (2.79%)

mumfirst_2

Hi all - wow cant believe how fast this board is moving:

Totalled it all up now and I . Makes some sober reading! wont be able to do a lot before chrimbo as is DD 18th on the 10th but the chrimbo budget has been slashed within an inch of its life - did suggest no pressies at all but my lot were having none of that .

mumfirst_2

oh - its early forgot the total

£9.958.67p exactly!! :eek:

recurrent-ostrich

Still waiting for next month's bills to update my total........the waiting is almost killing me! I'd like to update my total to pay off next year though now I've included my loans to the total debt please, I'm looking to clear £10,000 please and I'm member #049.

rjh35

I have paid a few more things in last couple of days:
Total paid off is now £361.76 with a remaining total of £15,100
Waiting to see the bank tomorrow to see about getting property in my name after splitting with ex. Depending on outcome of that, may be some more coming off the credit cards!