Finally reaching out for some help...

kerri_dfw

150/175 mig of my tablets taken this morning as forgot before I left the house oops, will remember later.
£20.81 spent at the PO on 9 letters, got receipt though.
£2.55 paid towards vanquis to get it to a nice round number
£6.41 paid towards freemans

Farmers market lunch for me today, little treat for doing so well with soup all week and I'm famished.

debtfreewannabe321

kerri_dfw wrote: »

I've just been telling my OH how reading that other people are also tackling their debts is providing me with loads of support and encouragement. I'm so pleased when I hear that someone has paid x amount off from their loan/credit card/etc. Then I start thinking, hang on I have £1 in the bank, let's chuck it at something. Then I remember I have to buy postage tomorrow *sniggers*. But seriously, it's amazing the amount of support and encourage that people are giving to complete strangers. The one thing that bonds us is that we love to spend what we don't have. I've already seen a drastic improvement in my spending habits (used to buy lunch everyday).

I did have a really long hard think on my way home today, the driver on the tube told us of a "one under" between Warren Street and Euston. I thought long and hard about what that person must have been going through to think that was their only option. Tomorrow I will try to do at least one good thing for someone else, as you never know it might make all the difference.

Back off to watch more hot vampires, I'm totally having a "staring at hot men" penalty from pay day hehehe.

well said i completely agree this forum has saved my sanity many times over this last year! I also heard about the 'one under' through a friend who was stuck in london (via facebook) and it saddened me to hear her moaning more about her day being ruined because she would be late rather than what the poor person must have been thinking to do a thing like that

I also try to do one good thing a day, i definitely believe in karma so try to put my 'good' share in regularly

keep going

kerri_dfw

Thanks debtfreewannabe321, I mentioned it to my OH and he said how his boss on his placement had said that he used to think deeply about it, but it's happened so often he just thinks their selfish. I've been hearing it for over a year now and it still shocks me. I get delayed all the time, it's part and parcel of living in the city but when it's because someone can't cope with life anymore, you should stop and think.

Food snob alert, just ate a nectarine from the work kitchen that was free and it definitely wasn't organic it tasted very chemically grr. I must love my organic too much as I never noticed when I didn't eat organic. Oh well, body is an expensive temple and all that.

kerri_dfw

Lunch came to a whopping £4.50 but I put the remaining £5.50 towards my sealed pot, although I can't turn up to dinner without a gift so will buy the hostess a bar of Green & Blacks, then will invite them over to mine after I have moved.

OCD got the better of me and I rounded off my debts. £2.55 to vanquis, £6.41 to freemans nice round numbers until the bills come through on the 27th.

Lloyds have told me I've moved to the "pending payment" spreadsheet so hopefully should be paid before I move house but will have to wait and see. I hope I have enough petrol in my car to get me to my friends, I remember the light was on the other day oops. Best get ready now.

Itsadogslife_2

It must be awful for somebody to feel so low that they feel they have nothing left to keep going for. My OH's company heard news the other day that a guy who used to work for them had committed suicide. I was really shocked, I think he must be the first person I have known of who has done that. The person I feel the most sorry for in this situation is the tube driver (I am assuming they have drivers )

I love green & blacks - yum yum - have a lovely evening :cool:

kerri_dfw

Thanks itsadogslife, I gave the Green & Blacks to the lovely hosts. They made the most awesome vegetarian thanksgiving food and I really wish my OH had been there to enjoy it as he's veggie and would have been in heaven. I called him up a minute ago to tell him about it and now feel mean, but he needed to know he was missed

I need to put £5.24 back into my pot as this was the cost of the G&B and a bottle of appletizer so I had something to drink. I've learnt all about dehydrators this evening and am now trying to work out how I can buy one of my own and some recipe books, they're amazing.

Best off to bed now, paid in the morning but also work grr.

kerri_dfw

I've just paid £16.79 to the post office for postage, £490 to my c/c to pay bills with and that's my grocery budget for the month, and taken out £20 for food over the weekend & lunch today. Eep!

The reason for paying the entire balance of the c/c is that I won't then be charged any interest next month. This pleases me lots because I can use the extra £25 to pay off something else and it should also help me keep to a budget this month. Although if Lloyds don't pay me soon I'm going to have to go to the bank of mum and dad for a short term loan and I reaaaaallly don't want to do that at all.

Cherryjack

your doing well :-) keep it up xx

kerri_dfw

Thanks Cherry

kerri_dfw

Just submitted 4 claims to TCB for cashback that hasn't tracked, how rude of them! I wonder if my debenhams tracked on my quidco as my card is stored with them... hmmmm will check now.

The book people don't ever seem to track which really, really annoys me!