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Finally reaching out for some help...

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  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Where abouts in scotland are you off to Kerry x
    I'm off to Linlithgow just outside Edinburgh. I've only got to be in the office on the Wednesday and Thursday daytime, so going to see if I can see some of Edinburgh on the Thursday evening :) I'll be shattered on the Tuesday evening from the drive, so might just chill out in the spa...well if it's there I may as well use it ;)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Edinburgh's fab :j

    Do you really need to drive though? It's a heck of a trip and the train would probably work out faster and as cheap as the petrol. (So might flying.)

    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You could make a wee profit on the mileage though :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Edinburgh's fab :j

    Do you really need to drive though? It's a heck of a trip and the train would probably work out faster and as cheap as the petrol. (So might flying.)

    Rosa xx
    It's 7hrs by car or 8-10hrs by rail, plus the office I'm going to is a taxi ride from the rail station and I have a massive fear of getting in a taxi by myself. I'm not allowed to fly as it's less than 7 days away, corporate rubbish. The train is about £220, and driving is about £100.
    beanielou wrote: »
    You could make a wee profit on the mileage though :)
    Aye this is very true, at 25p/mile in my car I get an extra £5-£10 for every 100 miles. Plus I can then claim the extra 15p/mile from mr taxman making it even more pennies in my pocket :)

    I think I'm going to treat the Thursday evening like I'm at a spa, go straight to the hotel from the office, have my dinner sent to my room via room service and then go relax in the spa. There's a whirlpool, sauna, indoor pool and solarium. It's a shame the OH is in Canada, otherwise he could have come with me and enjoyed Edinburgh whilst I worked, a king size bed is going to be very big for little old me.

    I haven't had a holiday in ages, so an evening of pampering would be lovely.

    I've not actually spent any money on me today :D ok so I spent money on my family with the meat, but they're paying me back for that. Not one cent as been paid towards anything that I will consume. I don't know whether to count this as a NSD or not?
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kerri_dfw wrote: »
    voila! I couldn't resist and ended up telling the OH when I spoke to him this evening. I told him it's "our" bed and at no point said "my" bed :) so he knows I've bought something for both of us. He loves it and says it's exactly the one that he would have bought, and because I didn't go any further into debt than I already am he's happy that I bought it as I have been on the cruddy one for 18 months now.
    545033_10150643649539755_512474754_9313006_1236244793_n.jpg

    LOVE LOVE LOVE...im catching up!! lol.. aww how lush..:)
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've caught up!! :)) this is exactly how i imagined yr room :) you just be carefull with those photo frames above your head lol.
    You really need to teach me how to do those lists with the strike thru one day.. im sure they could help me do things!!
    Big hugs, OH be home beore you know it.. get yr saving thing on for possible house in cardiff :) x

    p.s Had to laugh at the stretch pirate hot pants comment from Z... haha
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Aw hello cherry was just thinking of you as I'm going to Cardiff tomorrow, national depress this time though :)

    To do the list with the strike through click "advanced", highlight the text, then click the S with a line through button :) alternatively you can put [ STRIKE ] [ / STRIKE ] without spaces around your text.

    I've given in and made a spend, £37 to appr0ved foods for over £100 worth of food, and when I work out using mysuper it'll work out a lot better than that :) that's all my second purse money used up now. Need it to be payday so I can repay my 2nd purse after a stocktake :D
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ohh how lovely :-) wish i was in cardiff :) mum will be down again in April for a week and then i will make a trip down myself. Hope yv got lots of nice things in your bag to keep you busy.
    Need to test out the strike bit...[STRIKE]watch this space[/STRIKE]...:)
    Good buy with the food :T:money:
    Yip yip..it worked.. thank you :D
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Cardiff was a good night out, I didn't even spend as much as I thought I would either :)

    Spends:
    £8 taxi
    £5 earplugs
    £5 lunch Saturday
    £3.30 lunch Sunday
    £30.99 champagne for friends that are leaving (OH gave me the money for this so it does not count)
    £14 drinks
    Total spend: £31 roughly

    Given that I would have spent £60 for petrol and the bridge, I think this is great.

    Oh Rosa you will be pleased to hear that I now have emergency pizza :) well, I did, I've just eaten it haha. It has saved me £20 as I bought 2 pizzas for £4.45, they were lovely dr oetken ones mmmm, veggie ones too. One was mushroom and the other was mozarella. I will definitely be buying them again when I get back from Scotland, as that's such a big saving when take-away takes 40mins to be delivered and costs £16 a time. That's a whopping saving over £25! It only takes 10 minutes as well, although I did just burn the one I ate oops.

    When I get paid I am going to do the envelope system, as well as getting a post office card so I can put my car tax money onto it every month. This way I will have my car tax saved, without being able to touch the money, ready for December when the tax is due :) The great thing about this is that I cannot go and dip into the money, and when it has the exact money for my car tax then I can put the extra money I save into a pot for our house.

    I've decided I definitely need to get a crack on with the debt busting now though, this month credit card, next month OD, following month loan. I really want to start a home with my OH and I think watching secret agent is making me want it even more, I love that show because it shows the potential for a house. When I buy a house I'd love to buy something that looks like rubbish to start with, where the seller has crazy decoration and noone wants to buy the house because it looks like a dump, but noone is looking at the potential. I'd love to take a house, smash through all the interior walls and start it again. I know that the OH would love to do this as well :) I'd love to be able to show someone round and say "look OH tiled this", or "look! I lay these floorboards".

    Oh and if anyone is stuck for something to watch, the iP1ayer The Visitor is definitely worth a look, the storyline is basic but the character development is really fascinating :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • ZTD
    ZTD Posts: 24,327 Forumite
    kerri_dfw wrote: »
    Cardiff was a good night out, I didn't even spend as much as I thought I would either :)

    :T

    A good, fun time is good fun.
    kerri_dfw wrote: »
    Oh Rosa you will be pleased to hear that I now have emergency pizza :) well, I did, I've just eaten it haha. It has saved me £20 as I bought 2 pizzas for £4.45, they were lovely dr oetken ones mmmm, veggie ones too. One was mushroom and the other was mozarella. I will definitely be buying them again when I get back from Scotland, as that's such a big saving when take-away takes 40mins to be delivered and costs £16 a time. That's a whopping saving over £25! It only takes 10 minutes as well, although I did just burn the one I ate oops.

    How can you burn a pizza?!

    Even I, whose sole culinary delights consist of grilled meat, Victoria sandwich cakes, and pizza (there must be some relation between them all - honest) don't burn a pizza...















    :rotfl:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
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