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My Diary--------THE JOURNEY :-)

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  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ive been soooo quiet...but ive had lots on :) my mum, and brother came down last weekend :)) was over the moon.. and mum has booked another week in april to come down. Ive also got my OH's brothers staying with me for 3 weeks lol... thank goodness they are well behaved. But anyhow ive been cooking and keeping them happy.

    Calling the bank right now to sort my ISA eekkksss need to deposit rental savings asap
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Cherryjack wrote: »
    Ive been soooo quiet...but ive had lots on :) my mum, and brother came down last weekend :)) was over the moon.. and mum has booked another week in april to come down. Ive also got my OH's brothers staying with me for 3 weeks lol... thank goodness they are well behaved. But anyhow ive been cooking and keeping them happy.

    Calling the bank right now to sort my ISA eekkksss need to deposit rental savings asap
    I've got £10 in my ISA now and found out I took it out with 3.05% interest so I'm quite pleased with that, just wish I'd thrown money into it ages ago could be a nice little pot by now.

    Bet it's nice to have your family down, and you must be soooo pleased your Mum has finally visited.

    Big hugs and glad to hear from you, don't be a stranger :D xx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks lovely girl :) it really cheered me up having them down.. i got loads of nice food and treats in .. mum enjoyed so much she has already booked her next coach lol.. she was so very upset she wasnt up sooner, and didnt put little one down :).. shes rung almost every day since she left lol..
    ISA's i hope i know more about them soon.. i have high interest savers.. online bonus savers, regular savings and an ISA.. why i havent taken the time to work out the best interest i dont know.

    So i have around £5000.00 in rental money.. this needs to be taxed..
    I was thinking the best thing to do would be to put it all in the ISA along with a bit of my savings to max the ISA out.. and then when my books go to the accountant in april i have until next january to pay the tax.. which i could pay myself out of my wages and keep the ISA full... not sure if thats the way to do it.. but seems logical?!

    Sorry ive been so slack.. ive had so much with the 4 kiddies lol.. im happy that the crafty bits i was buying are going to be used as pressies that i needed to buy anyway.

    Im lazy on the ebay front.

    Im starting up resin crafts.. to keep me occupied..:) xx
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I'm getting crafty this evening :) I'm making a plastic bag dispenser with a fat quarter I bought from fleabay ages ago. It's lovely blue Clarke & Clarke floral fabric <3
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OH my GOsh that sounds delightfull..yr so clever.. i lovvvvveeeeee there fabrics :) ooo do send a pic when its done :) x
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Cherryjack wrote: »
    OH my GOsh that sounds delightfull..yr so clever.. i lovvvvveeeeee there fabrics :) ooo do send a pic when its done :) x
    Hehe, ok I shall post one in a bit when it's finished :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yay excellent :)
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Here you are lovely lady, this is what I made to hide my ugly plastic bags in :)

    431076_10150621502149755_512474754_9237417_2056700538_n.jpg
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oh wow its lovvvvveeellllyyyy...and what lush fabric.. same taste as meee:)) clever!!
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    just seen my ISA is only 2.75... i wonder how i switch at the end of april if need be??
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