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CSA/CM Question!

sarahk100574
Posts: 83 Forumite
Hi,
Just wondering if anyone can confirm the following is OK please? can't get any sense from csa people on the subject!
Bit of background - ex is paying me maintenace via a DEO (Scotland) at £120 pw. He has had the deductions in place since August and I get the money each month now. It is a lot as he had never paid any maintenace for a very long time so the csa are deducting arrears.
Now, I only ever asked him for help at a rate of £20 pw, but he never did pay which is why I persued the csa route in the end.
I have agreed with him that I will give him £70 pw or thereabouts back each month - but I want to be sure that he then can't contact the csa and get anything changed as regards the DEO?? Should I literally give him it back in cash, or via a family members bank account or something? Its just that we live a coule of hundred miles apart so bank transfer is easiset.
I don't trust him to not try and get out of the arrangement totally if he can show the csa that I am sending money back to him! Am I correct in thinking that as the PWC I am the 'account' holder of our csa agreement? I called and asked someone at the csa and she seemed to think it may be a problem? Its just that I need some help from him, but I don't think £120 pw is very fair, I think they have squeezed about 10 years of arrears into a 2 year payment plan! I thought what we had agreed was fair and ok, but then i heard from a family member of his that he mentioned cancelling the DEO arrangement, which I really don't want as he would then go back to not paying anything towards his daughters upkeep!
Any csa experts have an opinion please??!
Just wondering if anyone can confirm the following is OK please? can't get any sense from csa people on the subject!
Bit of background - ex is paying me maintenace via a DEO (Scotland) at £120 pw. He has had the deductions in place since August and I get the money each month now. It is a lot as he had never paid any maintenace for a very long time so the csa are deducting arrears.
Now, I only ever asked him for help at a rate of £20 pw, but he never did pay which is why I persued the csa route in the end.
I have agreed with him that I will give him £70 pw or thereabouts back each month - but I want to be sure that he then can't contact the csa and get anything changed as regards the DEO?? Should I literally give him it back in cash, or via a family members bank account or something? Its just that we live a coule of hundred miles apart so bank transfer is easiset.
I don't trust him to not try and get out of the arrangement totally if he can show the csa that I am sending money back to him! Am I correct in thinking that as the PWC I am the 'account' holder of our csa agreement? I called and asked someone at the csa and she seemed to think it may be a problem? Its just that I need some help from him, but I don't think £120 pw is very fair, I think they have squeezed about 10 years of arrears into a 2 year payment plan! I thought what we had agreed was fair and ok, but then i heard from a family member of his that he mentioned cancelling the DEO arrangement, which I really don't want as he would then go back to not paying anything towards his daughters upkeep!
Any csa experts have an opinion please??!
:beer:
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Comments
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Could you give us a bit more information.
15% of the net income is the correct amount for a NRP to pay for child maintenance for one child.
How much is 15% of your ex's salary and how much money does he owe in arrears?Overactively underachieving for almost half a century0 -
Hi,
Its an old csa1 case, with years of arrears so the same % amounts etc don't apply!
But its not the amounts I'm questioning. Its if the NRP has the control to 'call off' the DEO at any time? Its just that he is only paying because it is being removed from his wages at source.
Now, I'm happy to hand back some of the money to him (which is another story altogether lol) but I suppose I am looking for reassurances that while he is in his current job, he cant have the DEO removed once in place?
If he can say to them after a few months "look, i'm paying regularly , let me pay you off my own back each month instead of DEO..." and CSA say "ok Mr NRP that will be fine seeing as we've had you on DEO for x amount of time" - could this happen? or, could he say to them "look, she's giving me some of this back so she obviously doesn't need it to start with" and could they say, "oh yes Mr NRP, as she is such a nice girl and giving you back (say) £70pw, then we will only deduct a lesser amount from now on!" - or does it not work like that?!
many thanks for responding!
:T:beer:0 -
Don't give it back to him then. He was happy to leave you without for years. Now you should keep this money. Pay your kids uni fees if nothing else!"If you don't feel the bumps in the road, you're not really going anywhere "
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Don't give it back to him then. He was happy to leave you without for years. Now you should keep this money. Pay your kids uni fees if nothing else!
I know its mad... but he is the sort of person to cut off his nose to spite his face... If I pay him some back at least I'm getting something, if I leave him as he is he will quit his reasonably paid, secure job & stop paying again!
Plus, I am the sort of person who is fair... and £120 pw does not seem at all fair to me; the case is over 10 years old, but for 7-8 years of that I never persued it, therefore (as I see it) I accepted not receiving maintenance for that time. (I was married and better off than I am now.) He is a bit hit and miss as a dad too, but for most of the 7-8 years he lived in the same town as us and was a good dad to dd, albeit it only when it suited him!!
Like I said in my op, if he had just coughed up twenty quid a week as I asked him too.... I wouldn't have persued him through csa and they'd have still been doing nothing as it had been for years before!!
So, does anyone know if the NRP can cancel/stop paying via the DEO after a certain amount of time?? Anyone please??:beer:0 -
Well done sarah, I think you're being very fair, and it makes a change from PWC's who try and screw every penny off their ex's. As far as I know, once a DEO is in place it cannot be removed on the say so of the NRP. They are usually put on because the NRP have not been compliant, has he threatened to ask for the DEO to be taken off? If not, then as both you and he are happy with the current set up, then I'd leave well alone. You get £50 after handing some back, if he were to go on benefits, then that would go down to £5!!0
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Thanks marisco- I wish I could get a definitive answer from them that he has no control over the collection of payments though! I'll give them another call, see if I can get someone who can think a bit for themselves rather than saying nothing cos its maybe a question they haven't had before.... no wonder folk get fed up of them! I had one call-centre-chipmunk who said that DEO's couldn't be used in Scotland!
thanks again for replying!:beer:0 -
Sarah
I would be inclined to agree with jojo.
However I think a little bit of emotional blackmail is going on here. What also concerns me is the recommendation you give him back the money in cash, so there will be no record of him receiving it and, even more so, paying it back into another family member's ( no doubt on his side of the family ) bank account.
So officially he is being a good boy and the arrears are going down,but he is quids in via a back entry. Nice cosy arrangement for him and if you don't agree he threatens to quit his job and you get the fiver per week.
You know the answer: 'I don't trust him to not try and get out of the arrangement totally if he can show the csa that I am sending money back to him!'
How much is the total arrears figure still outstanding and does the £120 include actual maintenance or are your kids at Uni now?
The CSA need not know about the arrangement as the money is yours. You are free to do what you like with it.
I think you are mad. You are supporting him when the money should be for supporting the children both you and him brought into this world.0 -
If he does quit his job the outstanding arrears will remain. So does he stay on benefits forever?0
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How can certain PWCs screw every last penny from their exes when the CSA dictate the payments?
As you said in your post, emotional blackmail. There are other ways to get money of a NRP than through the CSA. As for a NRP's, my daughter had a hell of a job getting anything off her ex, every time they caught up with him, he would leave his job. So some are capable of doing that, only the op knows what her ex is like and what he is capable of. If he is like my daughters' deadbeat ex husband, then he will do it, so she is better off getting £50 than hassle and a fiver.0
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