A new start for a newbie

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  • debtfreewannabe321
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    hi vintage well done on your LBM :) you've made a great start on paying off the debt already :D

    I had my lbm moment after an online shopping spree at the beginning of this year, i spent aruond £300 on things i didn't need or really really want :o like you i sent it all back and started on the dfw path....Good luck you seem very determined so i'm sure you will get there :T
    MAY 2024 GOALS MFW #17 EF Goal 2 complete! EF total £1902! ~ NSD 7/15 ~ FOOD & TOILETRIES BUDGET £462.76 / £500 ~ MOP- 0/50
    MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £97,285.47
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
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    vintage43 wrote: »
    Throat way too sore to concentrate on finances, not spending anything so that's good but i'll crack on when i'm better

    Get well soon :)
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
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    Hope your feeling better soon, u take care xxx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • vintage43
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    YAY!!!!:j
    Paid £20.00 off the Credit Card today

    BOO!!!!:mad:
    Got a bill from work for a scrape on the lease cars bumper, hadn't even noticed, £166.00

    Need to sell more ebay stuff, feeling much better tonight, had a lovely phone call with my little sis for 1/2 hour without coughing.
    Hope you are all well x
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • ss3n08
    ss3n08 Posts: 908 Forumite
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    I'm loving reading your challenges, keep it up vintage, sterling effort!
  • vintage43
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    Today has been much more productive, after a week or so of lying in bed 'researching' I have updated my Cupcake Website to include Styling parties, china hire and other things. It's all stuff I have at home already, I might as well make use of it, or rather let others hire it and enjoy it! Let's see how it goes.
    paid another £100 off Credit Card today and £100.00 off ne*t and Council tax so feeling quite proud, mostly money I made from making crafty stuff and selling it on ebay, I haven't paid the ebay fees yet so need to take that into account.
    Didn't manage a no spend day today, it's my last day of sick leave from the tonsils so I went for a £5.00 pub meal and a lime and soda with a friend for lunch, also spent some money on some vintage cider jugs, gulp!
    The boys are all away at their dads this weekend so I'm going to give the house a good clean, it hasn't been done in two weeks, feel motivated though, and it's my last cahnce before returning to work.:rotfl:
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • vintage43
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    Well after two weeks of practically no spend, I blew it big time on ebay yesterday, silly really, I bought loads of China for my hire business but have'nt got anyone to hire it - so it's not completely wasted but will be a SLOOOOOOOOW return. I did sell one thing on ebay though for 0.99 so it doesn't quite balance out!!!!:eek:
    Made a few things for a craft fayre yesterday and have some ebay things finishing this week so hopefully I'll be able to put the money back in the kitty.
    Just have to buy cat food, bread and washing liquid today - everything else is coming out of the freezer.
    Dr's appointment tonight to sign off my throat, dog walked already and back for my first day at work - hope they are gentle with me.
    Don't know about anyone else but I'm suddenly feeling really christmassey

    Have a brilliant day
    Vintage! x
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    First Anniversary First Post Combo Breaker
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    Hi vintage, hope you are able to rent your items out soon.. :)

    Feeling very xmassey :) x
  • vintage43
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    Well planning on today being a no spend day - challenge accepted!
    Still waiting for some ebay payments, but it's that time of the month were everyone is waiting to get paid.
    The loft gets finished being insulated today, I'm hoping it makes a difference to the bills.
    Dinner from the freezer again tonight.
    alot of driving to do today so I know I am going to be tempted by chocolate at some stage, i'll resist the urge, put plenty of fruit in my lunch bag so should be ok. Will however be passing one of those outlet villages on my travels so hope I don't get drawn in......

    have a great day all, misty here this morning when I took the dog out
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
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    the loft insulation has made a massive difference to us, have u had the cavity walls done yet? xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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