Countdown to Freedom

lulabelle1

That's amazing Tilly - well done! Seems to happened so fast!!

Polly_Wolly_Doodle

Woop woop and an extra woop:j:j:j

Tilly_MFW_in_6_YRS

Hello visitors, I feel like I should get the kettle on and share some cake around. I made a lemon drizzle the other day and it's been handy as a girlfriend popped in for a cuppa this afternoon.

I'm getting grumpy with the architect in Portugal and I am telling myself to relax - totally different mindset to Northern Europe and I know it will all come together.

I called NW bank earlier as I could see that it appeared we had gone overdrawn. I paid all our change in, then when it showed up on line, I moved it out to FD. When I moved it the payment in was visible, the next day it appeared I'd moved it before paying in the cash. No, no, no that won't do. After being put on hold for over four mins - that's a long time when you're waiting - they have removed the £6 charge which would have hit in August :eek: I said I thought that was cheeky and that I'd use my FD account via H@SBC in future. Their excuse was I'd also paid in a cheque and the cheque had to be processed - Yes I did but as a completely separate transaction.

Right, dinner won't make itself. Peas to pick and pod then risotto to make.

In more good news - if I look out of the back windows the sun is out - best not bother with front windows - huge black clouds :eek:

Tilly x x

Mrs_E_3

well done :beer:

Goldiegirl

Not only is your mortgage under £2000, I've noticed that it's just one calendar month to your mortgage free date!:j

Tilly_MFW_in_6_YRS

Goldiegirl wrote: »

Not only is your mortgage under £2000, I've noticed that it's just one calendar month to your mortgage free date!:j

I'll be sitting outside having breakfast on the day it is cleared, on hols. Do you still get the deeds to your property etc?

Tilly x x

apple_muncher

You'll make that last 2k via MM, eh? May have to wait until October for them to pay it out...



Well done to all the Tilly household xx

Greying_Pilgrim

Well done Tilly :T:T and I agree with apple muncher - well done Team Tilly :T:T:T:T as you've all pulled together to make this happen. Under your leadership, the family have had discussions; made choices and acted according to the needs of the task at hand - with a view to mortgage freedom. As you've chronicled, you've still managed to achieve a rich and rewarding life, and seem to have incorporated much laughter, fun and good times

A true inspiration to any aspiring MFW

Bravo! :T

Greying x

Secret_Saving_Squirrel

Very very well done to you all, but especially you, Tilly as you were clearly the team co ordinator. You won't get any deeds as it is all electronic at the land registry now, which is a bit disappointing. We just got a letter from the bank saying the mortgage was paid off.

Greying_Pilgrim

Secret_Saving_Squirrel wrote: »

You won't get any deeds as it is all electronic at the land registry now, which is a bit disappointing. We just got a letter from the bank saying the mortgage was paid off.

You should get indication that the bank/lender has discharged (is that the right word?) themselves off the deeds as an 'interested party' of your property.

If you ever feel the need to 'double check' this, you can go on the Land registry website and pull up your records/deeds to show that the property is just in the name of eg You & Mr T and that there are no other interests. It did cost £3 to access your records (and you have to register), but actually, it's a good idea to have a quick check anyway.

Greying x