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Countdown to Freedom

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    A lot achieved, but do please take care and get the rest you need - you don't want o have a relapse.
    Well she's got a wild night out planned for Wednesday :j. Will report back how many pints she drinks :beer:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Been doing some catching up - hope you're feeling better
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • MCI, I am struggling with the slowing down thing but I definitely have to learn this skill :o



    Glorious sunny, but cold, morning. No money news whatsoever but Mr T is paid on Friday and I'll be shuffling. H@lifax shuffle done and CT paid by credit card again. It is giving us an annual cashback of circa £30 just for this. May not be a lot in the grand scheme of things but it's £30 we haven't had to earn.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    edited 24 February 2015 at 1:31PM
    gallygirl wrote: »
    Well she's got a wild night out planned for Wednesday :j. Will report back how many pints she drinks :beer:.

    I hope you do ;) :rotfl:

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No money news whatsoever but Mr T is paid on Friday and I'll be shuffling. H@lifax shuffle done and CT paid by credit card again. It is giving us an annual cashback of circa £30 just for this. May not be a lot in the grand scheme of things but it's £30 we haven't had to earn.
    Thats exactly it, isn't it - if you do a few more things like that, you're up to £500, which *is* a sizeable amount of money.

    When you say H@li shuttle, Tilly, do you mean the thing of opening an account and shuffling the same money through it and out again? I don't do that yet :o must try harder.
    2023: the year I get to buy a car
  • Afternoon Karmacat, that's it exactly. Mr T and I have a H account and move £850 in and out to each account, from FD - two separate moves from FD to H to FD, then the same again with the same £850.

    £5 reward paid at the beginning of each month and that's moved to MOS. Have to bear tax in mind but it's still free money :)

    Best wishes, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Morning, Mr T is away at the moment but I'm sharing something he did yesterday. He came across a homeless man. He didn't walk past, he turned around, went into a shop, bought coffee, bananas and a sandwich. He gave them to the man and had a quick chat with him. This might not seem like a lot, but Mr T is not known for random acts of kindness. I don't mean he isn't kind but he would normally be in a hurry and not take any notice of what's happening around him. I feel really proud of him for doing this.


    OK, back to :money: updates. 34p Tilly Tidied to MOS. £67 confirmed on TCB and another £121 awaiting confirmation. Dog food ordered on line via TCB.

    Ironing was up to date but I have a few things to do today. I'm not letting anything build up and will do them this morning.

    Have a good day. Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Watty1
    Watty1 Posts: 7,417 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What a lovely kind thing Mr Tilly did :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Morning Watty, I must admit to being very surprised Mr T stopped. Things could happen under his nose and normally, he wouldn't have a clue :rotfl:

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Morning, glorious sunny day and DD is staying for the weekend. She arrived last night and dinner was a hoot. Mr T really does love having his family all together :)

    What has been or will be achieved today?
    97p Tilly Tidied to MOS :)
    Shopping list written for today
    Taking DS to collect new glasses which only cost £14 after the £85 subsidy.
    Having a massage at the college :T
    DD and I are going to see the latest Marigold Hotel film - free tickets from MSE free film site have really dried up.
    HM pizza for dinner this evening
    Mr T has been paid :T



    I had my fourth night (not consecutive) of good sleep yesterday and boy, does it make a difference to how you feel.

    I hope everyone has sun and an opportunity to get outside in it for a while.

    Best wishes, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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