Countdown to Freedom

slowlyfading

I tend to aim for a number of NSDs (so October is going to be 20) and then try to plan in advance when I'm going to spend. It's easier during the week as I don't take my purse to work with me, so then I can't spend

Good luck with it - it's addictive!

southerndave

Tilly_MFW_in_6_YRS wrote: »

Mr T is still job hunting and it's a slow old process. I think I've posted before that once he is gainfully employed we are going to OP all of his earnings. Neither of us wants to be in this position again. We can live on my income and will continue to do so afterwards.

This in a smaller way is what we are trying to do. We try and live off my wife's earnings as much as possible and concentrate my wages on the mortgage and main bills as they come in. So far so good, but it is a good plan for every couple to try and do this. If you can live off one set of wages as much as possible and the worst happens to either one of you: sickness, accident, unemployment, etc. at least you already know you can cope, which is half the battle won.

Good luck in his endeavours, something will turn up it always does.

newgirly

Hi Tilly, thanks for that great post this morning about meal planning. All we need now is a Tilly cookery blog that we can get recipes from pretty please

shala_moo

newgirly wrote: »

Hi Tilly, thanks for that great post this morning about meal planning. All we need now is a Tilly cookery blog that we can get recipes from pretty please

seconded!!:rotfl:

It'd be like our very own Martha Stewart.

HelenDaveKids

I so wish I could be more like you Tilly. Thank you for my spreadsheets. As soon as my head is clear I am going to sort myself into a Tilly like cooking diva wannabe (has to be wannabe as my cooking is dreadful). xxxx

Tilly_MFW_in_6_YRS

HDK, you so don't want to be like me. You work in a field where you make a difference every day. I just hope your workload can be sorted. Having worked like a nutter myself I know how it impacts the family and your health.

Happy to take you through the template if it helps

Best wishes Tilly x

Tilly_MFW_in_6_YRS

shala_moo wrote: »

seconded!!:rotfl:

It'd be like our very own Martha Stewart.

I don't want to end up in prison :eek:

We have enough talented people on here, to have a blog covering multiple topics - all associated with the home

Tilly x

Tilly_MFW_in_6_YRS

Morning,

97p Tilly Tidy to o/s mortgage savings
81p Tilly Tidy to o/s mortgage savings

In the office today and an MsE chum popping in for dinner

Still no heating and it's 1st October :T. Last year it was really cold and the kids wanted me to put it on early -I'll have to check my diary here and see if I did - I don't think so. Plus it's not cold enough to have the heating on now either - we won't make it through to November but fingers crossed we get another week or so.

It's a little misty here and I'm not taking the dogs out first thing as I'm off to the office early.

Have a good day, Tilly x

Yorkielass

I started Tilly Tidying at the end of August, £9.39 in first month and a few days. Phoned up to overpay that amount (have to do it on the phone so decided to put it in a saving account each day then going to phone and overpay at the start of each month).

According to the MSE overpayment calculator that one off payment will save me £28 of interest so thanks for the inspiration to do this :T:T

Tilly_MFW_in_6_YRS

Plans changed and back at home now.

I've just made caramel and ginger pears - Waitrose freebie recipe (cards) - smells lovely and really quick to prepare.

Mr T has received DWP payment which was a surprise - I didn't realise it would be paid yet, so I've moved it out of the current account to offset savings. I'll build it up but may need to dip in to it, in the future.

Mr T has changed our bedding and has washing flapping on the line. PC product test has arrived and as that's related to clothes washing as well, it will come in handy

Best wishes Tilly x