We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Countdown to Freedom
Comments
-
:rotfl::rotfl::rotfl:Tilly_MFW_in_6_YRS wrote: »I'm feeling like a bottle of pop - all fizzy with eb@y excitement.
Well done on the admin :T.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Well done on ebay!
I took a picture of snowdrops today, they were everywhere!
Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Hi Skint, that's beautiful, thanks for posting x x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Morning, drum roll please........... 3p TT OP made. This mortgage will be gone in no time

Definitely NSD ahead.
Exercise is on the cards for tonight. I am doing circuit training with Mr T, weights, trampette, stepper thingy. 30 mins. :eek:
I have not weighed myself for a few weeks now. Weigh day is end of February.
Lunch is leftover risotto from last night. This evening it's butternut squash with pine nuts, creme fraiche with pasta - made up recipe so hopefully it will be ok.
I've updated our ad for the lodger and it will be live in early March.
Have to run, Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
3p that is low but every little helps. Well done on the exercise I love circuits hard but so satisfying. One good thing about being at risk of redundancy I have lost 2 lb not a route I would recommend though.
Good luck with e weigh in.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
Hi Tilly.
I'm seriously contemplating making a £3 overpayment on the mortgage today-but it seems such a nominal amount in the grand scheme of things...
Shrove Tuesday today-so it pancakes all the way for us tonight-despite the unhealthiness.
Lots to do today.
Just realised you put an overpayment of 3 pence Tilly so maybe £3 isn't so nominal after all. :rotfl:GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Hi Tilly.
I'm seriously contemplating making a £3 overpayment on the mortgage today-but it seems such a nominal amount in the grand scheme of things...
Shrove Tuesday today-so it pancakes all the way for us tonight-despite the unhealthiness.
Lots to do today.
Just realised you put an overpayment of 3 pence Tilly so maybe £3 isn't so nominal after all. :rotfl:
If you dropped £3 would you bother picking it up? Yes? Then it's worth OPing. No? Give me your address, I'm on my way
. A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
If you dropped £3 would you bother picking it up? Yes? Then it's worth OPing. No? Give me your address, I'm on my way
.
Yes-totally agree, I pick up pennies-much to my children's disdain :rotfl: I have duly paid the £3 off.
Only yesterday I found 2 pennies-picked them up and they are in my money tin.
GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
If you live in studentsville how about a student lodger? I had a first year nursing student as a lodger she was lovely.0
-
Crikey, I'll have to read all your messages properly later. I've just come in from work and am in eb@y mania. I had no idea the things we were selling were this attractive, I would have flogged them sooner
. Currently everything will sell, and we have bidding wars on 3 items.
My iPad trills every time there's a bid and it's trilling every few minutes - never ever experienced this before so had better enjoy the moment.
I'm off to run my hands together and dream of OPs :T:T
Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



