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Countdown to Freedom

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Comments

  • Hi Tilly, i don't know how you do it, i'm shattered and struggling to keep up with everyone's diaries.
    Can i ask a favour?
    Can you send me an invite code to S&S? Just had a look at them and it looks like you need this to try and join??
    Sorry for being cheeky:o.
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
  • BookWorm
    BookWorm Posts: 2,511 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi - I just wanted to say hello and to tell you that I have read you diary today - it's amazing and very inspiring. :T I've fairly new to this site and have been mainly lurking until this week. However, I've discovered the MFW area and it's really got me excited. I had never even realised such a thing as overpaying on your mortgage was even possible so I'm seriously considering giving it a go. I have subscribed to your diary (hope that's ok) and I look forward to sharing the rest of your journey with you.
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 7 October 2012 at 7:21AM
    Hi PWD, S&S don't do referrals, they have a site where you can register interest and if your meet the criteria they are looking for (which seems to change depending upon requirements) then you are invited to join.

    I have PMd a fellow MFWer the site, so will dig through sent PMs and forward to you.

    Good luck, Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Evening Bookworm, you must have some stamina if you have read my whole diary - probably too much waffle, but it has been a huge help in keeping me/us focussed on the journey ahead.

    You are more than welcome to join me on this mad journey and I'll check whether you have started a diary too.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    I used to save my vouchers up for Christmas but now use them for printer ink through the year which costs me a fortune. I would have done better this year for voucher but cashed all my DY points out as cash for a change. Might re-join you in saving the vouchers up again next year Tilly. I did do this regularly in the hope that I would have a neutral Christmas too. Worked very well.

    Well done for you doing your Christmas wrapping, I'm definitely going to start that this month!
  • I am feeling rather disorganised after reading about all this organisation! I do love Christmas though, especially the look on the children's faces when they find their stockings! I have started to buy a few gifts - the Book People have some real bargains, and mine all love books so a nice selection always goes down well (and keeps them quiet on Christmas Day!). Still plenty more Christmas planning to do though - my aim is to do most of the shopping before December (and as much online as possible) so I miss the mad rush!
    November 2007 £570k 25 years - MF March 2033
    September 2012 £405k 20 years - MF January 2032.
    January 2015 £301k 16 years - MF January 2030
    January 2020 £231k 10 years - MF January 2030
    Mortgage Free Goal: In progress!
    June 2020: Outstanding mortgage £75,211 (£222,414 mortgage offset by £147,203 cashpool)
    August 2020: Outstanding mortgage £59,262 (£134,598 mortgage offset by £75,280 cashpool)
    Sept 2020: Outstanding mortgage £56,682 (£131,760 mortgage offset by £75,022 cashpoool)
    April 2021: Outstanding mortgage £17,278 (£64,646 mortgage offset by £47,313 cashpool)
  • Morning CA, I have beautifully wrapped parcels on the bedroom floor :T. I really enjoyed sitting with the radio on, listening to a play and wrapping. Peaceful and therapeutic. I find shopping in December where I live, completely insane. The festive atmosphere of the shops with the aggressiveness of the shoppers doesn't sit well.

    For the last few years I've done my shopping early, with a few last minute surprises to buy the kids. As they grow up new traditions are required to ensure the memories are treasured. What a romantic I am at heart.

    Hi Ammonite, I am definitely setting up a sheet on my spending spreadsheet for cashback - wherever it comes from. It's surprising how it mounts up.

    Have a good day. I am just about to tackle the ironing pile and Mr T is making bacon sandwiches :T

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    I can't cope with shopping in December either. I don't mind buying a couple of last minute bits but they are always before 14th December and always online. I like sitting down in the first couple of weeks of December with some festive tunes on or a Christmas film and wrapping....just need to bring that forward slightly this year!

    Good luck with the ironing - please send bacon sandwiches this way!
  • Whats S & S please?
    Have started doing topcashback ones. up to £2.10.

    HDK and PWD, Here is the site for you to register www.volunteer4panels.com
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 7 October 2012 at 10:37AM
    I am done - ironing finished, Mr T is just finishing brekkie and all the ironing, emptying of airing cupboard (how does so much stuff get in there :eek:) is completed. I have one last load in the machine and sadly, the TD will be called into action. It's very damp and miserable this morning.

    As its a ridiculous week ahead at work, I intend doing nothing else today, with the exception of a dog walk/ run and making the evening meal, but I don't think those last two count, as they're relaxing :T

    I am looking forward to my weekly lodger OP tomorrow morning and £co when that eventually pitches up.

    I probably need a little more shopping so i do need to fit a trip to L!dl in.

    Have a lovely Sunday and enjoy the week ahead.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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