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Countdown to Freedom

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  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    How is your spending diary going Tilly? I'm considering one even though I know hubby won't like it. I'm intrigued to know where all the money goes...!

    I think we need to remember this MFW thing is a marathon not a sprint. The other thing of course is....if I stick to my goal and wish away the time....it will soon be 2024 and I'll be 40 and panicking about that! :D I want the mortgage to go away but I don't want my years to fly by!! :)

    It is annoying me that I can't overpay at the moment but I'm still making provisions to be able to eventually which is the most important thing.

    Keep going Tilly! :)
  • ammonite wrote: »
    I think we need to remember this MFW thing is a marathon not a sprint.

    Absolutely!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ammonite wrote: »
    I think we need to remember this MFW thing is a marathon not a sprint.
    All I can say is, thank goodness it's not a 10k openwater race :eek::eek::eek:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hi all, spending diary is back in use, as is only using cash :)

    For all us mad hatters on this journey - maybe we could liken it to the relay - passing the baton as we progress through mini goals etc.

    I feel back to normal agan now - I looked back on my diary and it definitely comes in waves. I can keep the focus and energy levels and then all of a sudden they dive. Fortunately it doesn't take much to get back in the saddle.

    The weather has been glorious today and we are off to take the dogs for a walk in a couple of hours.

    Openwater race - nope, one challenge is enough for me at the moment :):)

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I like the idea of being in a relay, as I would be at the back of the pack in a sprint or marathon :j
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    gallygirl wrote: »
    All I can say is, thank goodness it's not a 10k openwater race :eek::eek::eek:

    I would be drowned :rotfl:

    Keep going Tilly :D

    My spending diary commences today. Should have spent £12.99 but used vouchers and nectar points. :T
  • greent
    greent Posts: 10,836 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another one here, Tilly, who has waves of 'enthusiasm' - I always want to be MF, but sometimes it seems such an effort to keep it all ticking along.. SOmetimes I just want to go on a spending spree (and ahve been known to - and then take some of it back!) S'rare, though - mostly I'm happy looking and don't want to buy the things, just window shop, for window shopping's sake.

    That's where the diaries are good, though - you can read back and see how far you've come - and also that. when feeling less than enthusiastic 'this too shall pass' ;)

    Hang in there - and GG [STRIKE]speaks[/STRIKE] writes wise words (even if she doesn't take her own advice!);):p
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Off to bed for an early night - hats off to Jamaica - what a fantastic achievement. If they can dedicate themselves to training that hard,I can stick with the plan until the year of the next Olympics. I will be on the MF podium before the next Olympics.

    :):):)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hi Greent, I must admit to having a huge desire to go mad in the shops and have a spending spree but there is really nothing I need vs want. Thanks MSE for helping me learn the difference.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hi Radish, I think I may be able to handle a 10m three legged race, do you think that counts?

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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