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Pinot's Potty debt free journey!!!

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Comments

  • Good news on the party and the atmosphere sounds good. Both actual and virtual... Ebay - excellent. Thats more food on the table!
    hope the idiots realise they need to pay you, and soon. Keep smiling and keep popping in for a five minute update. x
    Trying to shift that debt!
  • Love that you got to see the show for free :T:T Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    I am so glad DD had a nice birthday.

    Here is a wild thought.. can OH take on an apprentice and get all this other work? x
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Pleased to hear DD had a great birthday weekend! Good news on the Ebay sales. All extra money for the kitty.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 5 March 2013 at 10:58AM
    NewLeaf wrote: »
    I am so glad DD had a nice birthday.

    Here is a wild thought.. can OH take on an apprentice and get all this other work? x

    Sadly not NL although believe me if we could ,we would ! They hire us because of Mr PG, if they dont get him then they will go to the next person on their list that they wish to use. Most clients seem to have a pecking order, thankfully Mr PG is at the top of most lists. Others before us have tried to expand, hiring in and train people up only to see it fail miserably. We have seen that alot over the years.

    The only option we have to expand, is to invest about £200K , build lots of equipment and hire that out for various things. Had we been in a position to do that last year , we would have been sitting pretty. Actually had we done it 10 years ago we would have been sitting extremely pretty but there were many reason why we didn't although we could kick ourselves now. Hindsight is a wonderful thing !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Pleased to hear DD had a great birthday weekend! Good news on the Ebay sales. All extra money for the kitty.

    Thankyou Mrs F, I have a few more things up for sale this week infact I have been in the loft and I have a sack and a box full of things to put on ebay when I get a second. :)
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Love that you got to see the show for free :T:T Xx

    :rotfl::rotfl:I am quite embarassed by it, but the other side of me says, I have paid an arm and a leg for costumes and beautfiul tutus, but, as DD2 is so tall most of hers didnt fit and the dance teacher wouldnt change them for bigger sizes, therefore I have had to attempt to make her costumes larger . Given my extreme lack of talent in the sewing department this is a feat in itself, it took me hours and hours ,so therefore I deserved free seats to make sure her costumes didnt fall apart whilst she was on stage ! I am pleased to report everything is still intact, there were no wardrobe malfunctions of any description ! :D. Now they need to get through next Saturday night. :eek:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good news on the party and the atmosphere sounds good. Both actual and virtual... Ebay - excellent. Thats more food on the table!
    hope the idiots realise they need to pay you, and soon. Keep smiling and keep popping in for a five minute update. x

    The idiot is too busy sunning himself on his yacht to even care about paying us. I actually feel sorry for the poor people working for him back in London, they are very embarrassed by the situation.

    I am putting another letter together today. The day is drawing closer that the VAT needs paying and them paying their invoice would go someway towards us paying the bill.
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • My goodness, how damned rude.

    Some people dont deserve good luck.
    Trying to shift that debt!
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have a debt collectors letter courtesy of the bank ready to go to them. Mr PG has just decided thought o make one more call to them. He has an angrier voice than me ! :mad:

    Today has been a mixed bag so far and its not even 12 o clock !!

    Amorous builder on doorstep when I returned, Mr PG forgot to tell me he was coming. He needed some measurements apparently before they can start work. Thankfully the state of me with ponytail and saggy joggers appeared to have the desired effect and he couldnt wait to get back out of the door this time. It was either the state of me or Mr Pg had decided to have a word in his shell like when they spoke yesterday ! I wouldn't put it past him ! :rotfl:

    There was £40 in Paypal so I have drawn that out today to keep things ticking over. :D

    Had to turn down some more work for March as we are already busy. The Contract has now gone even more mental, Mr PG cant even make it home now and its pedal to the metal to get it finished by the required date. There is paperwork and drawings coming out of my ears.

    Had another couple of days work in today for another client. We would like to do the job, it looks interesting, but one of the days is up in t e air as it clashes with the end date of the contract so we need to see if we can juggle the two.

    DD2 poorly again, same as before. She is in school but pretty rough. She is singing in a show tonight and is worried she will lose her voice. She has been so looking forward to it. DD1 has offered to stand in the wings incase she needs some help :A DD2 tends to get a touch of the nerves as well whereas DD1 couldn't give a monkeys really and just will get up and do it, so she can give DD2 the extra confidence she needs if she manages to sing. I will make a decision when she gets in from school tonight. I have bought tickets for this show I hasten to add !! :o They were £2 as opposed to £16 each plus booking fee, lets face it I wasnt watching the Bolshoi Ballet was I ? ! (just trying to justify my actions again there !)

    I have eaten three custard doughnuts this morning, that's not good. I went in for a pint of milk and came out with a bag of doughnuts and am scoffing the lot. :o

    I am helping a friend with her DMP so am trying to get her letters written for her whilst jumping between that and work, I am just hoping I dont put the wrong letters int he wrong envelopes !

    Thats it for now, off to eat the last doughnut and crack on xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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