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Pinot's Potty debt free journey!!!

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Comments

  • Piquant wrote: »
    £20K and 21.08%!!! Well done you! And a job in too, things are looking up.

    I am toasting you with a glass of red :beer: but it's not in a beer mug, where's granny got too with her wonderfully smilies?

    I am sending you good fortune via my wine glass whilst enjoying your toast to me !

    I'm not sure where Granny is, I noticed she had gone AWOL earlier today x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Well first, I'm here, popping in and out of diary land myself these days, not enough hours in the day lately.

    Now, here is your wine glass filled with some lovely bubbly stuff for tonight - 31OQxL5K-BL._SL500_AA300_.jpg

    Here's a bottle to top it up -- servlet?mediatype=WINE&id=0931350&width=312&height=524&type=MAINANGLE

    Well done on the £20k, you have done amazingly well.

    289383,xcitefun-239402-xcitefun-1.jpg

    OMG - pastry brush pie - what next - sieve soup?

    sieve_jpg-1.jpg

    X
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Morning PG and groupies


    Anyone have an unsecured loan with Northern Rock? Fingers crossed for refunds!

    Mine show opening balance from last statement but not the original. Not sure where I stand. They are allegedly writing to all affected in the next week.

    Hope some of you get lucky.

    http://www.nram.co.uk/en/customers/cca-loans.aspx

    http://forums.moneysavingexpert.com/...1#post57899717

    Granny please can you tell me how to post images?

    HHx
  • Morning all and Thankyou Granny for the supplies.:D

    Sieve Soup sounds interesting ......watch this space !! :rotfl:

    HH, no I dont have an unsecured loan with Northern Rock, but I am keeping fingers crossedfor those that do. Thanks for the links x

    I cant help with images, I am useless, same as with photos. I would have posted some of the Pastry Brush Pie, but I think you need Facebook to post photos which I dont have. xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    HH et all..fingers crossed for you all re NR
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Didnt have time to post yesterday , was a very hectic day. We had a few meetings with clients. Three more days work came in for next week , so thats good news and a potential short contract, only a couple of weeks work, but thats good as most of our contracts are pretty short anyway. IT may be in t e UK or overseas, we will have to wait and see if it comes to anything yet.

    Otherwise, family still intact after my cooking the other day.I have since made a lovely Leek and Potato soup with nothing nasty swimming in it ! Mr PG cooked last night, another Jamies 15 min meal, they are becoming a firm favourite in the Pinot Household. Sadly it took Mr PG an hour and a half to make but he was supervising homework and is also a bit of a perfectionist ! It was worth the wait.

    The whole evening was taken up with DD1's hospital appointments and then homework supervision. She had a mountain of GCSE Coursework lumped on her last night , to be in today. She apparently has a controlled assesment next Friday but was only told yesterday. It appears the rest of the class were advised weeks ago when she was at hospital, but the information didnt filter through to her. Between us we spent from 5 until 9.30 pm only stopping for dinner, putting together the information she needs. Crazy and stressful particularly as she should have been resting after hospital and was white as a sheet and exhausted. We didnt quite finish it, but I had to help her, I couldnt leave her to do it on her own. She had to obtain, drag and drop etc loads of information.Not particularly taxing but there was a hell of a lot of it. I cant quite get my head around this controlled assesment malarky as I am wondering what they will actually do in the assesment itself if they are taking loads of information in with them. Back in the day an exam was exam, you didnt take notes in with you !!! DD1 has no idea what is expected in the exam and I am unsure if even what we did last night was correct as the teacher wouldnt explain to her, just wrote three lines on the board and told her to copy it. This is 20% of her GCSE so I feel more input on the teachers part would have been good. She also threatened to call home if she didnt do the work last night to tell us that DD1 wasnt working hard enough and she was behind, before then back tracking and admitting she knew that she had missed lesson due to the hospital, but if it wasnt done she would be calling home anyway. Should I speak to her I will remind her that she has been asked to provide DD1 with every piece of information she has missed but hasnt done so !! I called the school last night , but the teacher had gone home.

    So thats my early morning moan................................on with the day !!!
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    PG you rock. you are the busiest person I know
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf wrote: »
    PG you rock. you are the busiest person I know

    Think there are plenty of us living just as crazy a lifestyle NL !! If I had nothing to do I think I would get bored ! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • :mad::mad::mad::mad: Grrrrrr !!! Bl00dy Very Very Well Known Clients not paid an invoice due on last Monday.:mad::mad::mad:

    Gave them the benefit of the doubt and waited two more days, just called them and they say it wont be paid until the 23rd December. That helps with Christmas around the corner.

    £1400 is owed, and I need to buy a turkey.....dont they understand this ?? !!!
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • :mad::mad::mad::mad: Grrrrrr !!! Bl00dy Very Very Well Known Clients not paid an invoice due on last Monday.:mad::mad::mad:

    Gave them the benefit of the doubt and waited two more days, just called them and they say it wont be paid until the 23rd December. That helps with Christmas around the corner.

    £1400 is owed, and I need to buy a turkey.....dont they understand this ?? !!!

    Grrr, tell them in the season of goodwill this is not acceptable and surely it can't be paid on the 23rd that's a Sunday, are they insane? In this day and age it should not take over 6 working days to pay an invoice that is already overdue.
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
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