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Pinot's Potty debt free journey!!!
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ok I would
use $1m of it to secure an investor's visa for my OH to America so we could live near my mom and take care of her (because you know America doesn't give visas to gay partners)
I would start a co-op coffee shop chain and dessert place so that all my diaries friends could have solid jobs at a good wage, Piq could do brand development, granny could manage HR, Mrs PG could do all the training and so on. We would only hire people who were enthusiastic about working and who needed a break.
I would donate some to some charities like The Healing Foundation
Pay off mine and OH bills
And for something completely selfish take OH to Hawaii or the Maldives or somewhere nice.Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Oh.. I dropped in right in the middle of my favourite subject! :rotfl:
A big win for us would mean taking care of our families (setting up a trust to give my mum a regular - generous - income as she's useless with money and would blow it all or give it to the church!) then using the rest for an 'investors' visa for Canada (Grand Bend, Ontario) which is close enough to the US border to visit the in-laws in Michigan, but without the crackpot politics and with (slightly) fewer extreme religious nuts.
Also, Canada DO allow same-sex partners in the immigration process (see note above about nuts), so that would be one less hurdle. We'd be setting up a wee business there (it's a tourist resort) and then probably travelling in the winter.
Would probably keep one property in Scotland (we know exactly which one, next to Stirling Castle, but we'd have to make the current owner an 'offer they couldn't refuse').
And we'd buy an RV in Canada and have a lovely luxurious (but appropriately sized) camper van for over here, to spend some time touring the British Isles and Europe. Winters in the South of France, anyone? :rotfl:0 -
Grand_Benders wrote: »then using the rest for an 'investors' visa for Canada (Grand Bend, Ontario) which is close enough to the US border to visit the in-laws in Michigan, but without the crackpot politics and with (slightly) fewer extreme religious nuts.
Also, Canada DO allow same-sex partners in the immigration process (see note above about nuts), so that would be one less hurdle. We'd be setting up a wee business there (it's a tourist resort) and then probably travelling in the winter.
sounds like we are in the same boat, I am an American living in the UK w/ British partner due to stupid US immigrationMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Sounds like it. OH is British too and in-laws are all cousins, but her only living relatives, so we spend all our holidays visiting them. Won't be over there for a few years now though, cos of the DMP, but hopefully they'll take their turn to visit us in the 'Old Country'.
The area we're looking at in Canada is less than an hour's drive from the nearest of their houses and maybe 2 hours from the furthest, so it would be great for her.
Didn't mean to insult, btw. Hope you know that I KNOW not all Americans are the same. All our American friends and family are completely sane and not at all extremist religious nuts :rotfl: and you now are included in that 'friends' group0 -
it takes a lot to insult me, I'm from New York ha ha ha xMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hopelessly_Hopeful wrote: »Somehow me thinks Granny would give him a good leathering back! :rotfl:
HHxHopelessly_Hopeful wrote: »I've always liked you!
HHx
:rotfl:I always like people who may have a winning lottery ticket too!it takes a lot to insult me, I'm from New York ha ha ha x
...although it has to be said 'mad as a box of frogs' and lovely with it! :rotfl:Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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All such perfect and kind ideas and plans !!!
I though, would have to keep my win a secret so couldnt splash the cash too much. I would make sure my favourite people were always ok including all of you of course, but I woudnt advertise the fact we had won the lottery, with grand purchases etc. It would have to be done in such a way that family and friends just thought that ourfortunes had changed, business was good etc etc.
Keep the ideas coming, I like this topic !!!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
we could set up a grant for the UK's first slug reduction initiativeMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
oooh well it would depend on the size of the win
if it were a few million, i would buy a house in the country, buy 3 other houses for my sisters & mother...I would put a good share away for each of my children. I'd give dh's mum some money for her mortgage.
I'd buy a NEW car! One that works<
how exciting would that be!!!
I'd buy a house in America to holiday inand rent out when not using it.
Then i'd go on a round the world cruise, always wanted to see the world! With, of course, a spanking new camera to take pics of everything
Any money left would be used as down payments on houses i could rent out and thus live off the income.
Sorted.MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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A huge win on the lottery? Let's see....I'd buy a small house for each of my children. Sort out all the desperately needed repairs on my house and rent it out at a silly rate to a family that needed a home but couldn't afford one. Buy myself a small cottage with a garden on a nature reserve with lots of bridleways. There would be a large paddock and barn for the Captain and his beloved shetland.
I'd set up a home for retired horses and that's where I would work. Then I'd buy a huge area of land in a busy town and have a car park for income!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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