📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pinot's Potty debt free journey!!!

1135136138140141454

Comments

  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Teatime wrote: »
    Great update.

    I love the sound of your Mexican night. So great to have friends over.

    I'm also really pleased you managed to get some sensible advice at the gym about gradually strengthening your back. I think physics are worth their weight in gold!

    Great going will the eBay selling, too.

    Tx

    It was great fun !! Lovely to catch up with friends, its a rarity these days, so it felt like some normality in our mad world !!
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Morning PG

    14.63%, woop woop well done.

    Glad you solved the bus loan balance issue and the back is on the mend.

    Keep in there :)

    HHx
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    No Kerri, its DFW with the holey knickers !!! She needs not pattern, not Oiq !!! Well actually I have no idea if she has holey knickers or not, best we not go there this early in the morning I fear !!! xx


    Oik???!!! :rotfl::rotfl::rotfl:

    From the Oxford English Dictionary: oick, oik (OIk). slang. Etym. obscure. Depreciatory schoolboy word for a member of another school; an unpopular or disliked fellow-pupil. Also gen., an obnoxious or unpleasant person; in weakened senses, a 'nit-wit', a 'clot'. Hence 'oikish a., unpleasant, crude; 'oickma
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Piquant wrote: »
    Oik???!!! :rotfl::rotfl::rotfl:

    From the Oxford English Dictionary: oick, oik (OIk). slang. Etym. obscure. Depreciatory schoolboy word for a member of another school; an unpopular or disliked fellow-pupil. Also gen., an obnoxious or unpleasant person; in weakened senses, a 'nit-wit', a 'clot'. Hence 'oikish a., unpleasant, crude; 'oickma
    :rotfl::rotfl::rotfl::rotfl: That made me laugh so much !! did I really write Oik instead of Piq !! How Funny !! I really need to brush up on my typing skills !!
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning PG

    14.63%, woop woop well done.

    Glad you solved the bus loan balance issue and the back is on the mend.

    Keep in there :)

    HHx

    So lovely to see you HH. Is it really 14.63% ?? Wow !! I told you I need you here to do the maths for me. It should go down again in the next few days when I pay the dreaded loan.

    How you doing with dreaded M&S if you dont mind me asking. Hope you are winning the battle.

    Hope you are taking good care of yourself. I was thinking of you the other week when the Grand National was on, Im sure you mentioned sometime ago that you liked the racing xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ok well today I havent done much so far, just faffed around, so I am quite angry with myself really.

    Answered a few emails for work, turned down some work :mad: on days we are already booked up and accepted a bit more.

    Mr Pinot advised that his brake discs are down to the bare metal on his car this morning. He has priced new ones up online and I think we are looking at just under £300 :eek:He said he has found a code for 30% off and I have just discovered if we use TopCashback we should get an addiitonanl 5.05% so it makes it a little more bearable. He isnt around to fit them himself which he would usually do , so he has booked the car into the garage for next week. He has to go away which means he will take my car, leaving me get his to the garage , the only trouble is its manual and I cant drive a manual with my back !! Hmmm that should be a fun couple of days then !! :rotfl:

    Also I have just found out that myself and DD2 were the hot topic of conversation at the school gates last night with regards to which secondary school she is going to. It makes me hopping mad that it is thought ok to discuss my business and my childs education amongst themselves and in front of her school friends without any regard as to whether what they are saying is actually correct or not ! I am so mad today I cant explain ! A part of me wants to ring them all and set the record straight and the other half feels like just saying sod the lot of you and carry on with your silly little gossipy lives, I have far more important stuff to consider !! Like have I written enough drivel on my diary today for instance !!!

    Other than that, I have made the beds, packed dancing bags, DD1 singing in a pub tonight (:beer:) , so we will be off to watch her. I'm not sure if mr Pinot will make it home in time, but I reall yhope he does .

    DD2 suffering from a nasty cold and thats my day so far .:mad::mad:

    Really best I get off on here and go and do some work now xxx Byeexx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Pinot, I have blown all my saved up rainforest vouchers that I earnt from surveys and TCB and bought myself a tumble roller for £60 (I had £59 in vouchers). Apparently it does the same as a sports massage. It is supposed to arrive tomorrow, so I shall start to use it straight away to sort my own exceedingly tight back muscles out and report back as to whether it works or not. Little bit sad as that was 1/3 of my breadmaker saved, but I can't afford to spend £60 on one single transaction and I can't afford to not be able to move my neck anymore.

    I wouldn't worry about the gossips, they obviously have nothing better to do. To be perfectly honest, not sure if it's quite the same, but everyone in my school was encouraged to go to Oxbridge after school, I went to Bournemouth and have ended up in one of the biggest software houses in the world.... so at the end of the day I don't think it matters all that much which school you go to as your girls seem pretty driven to succeed, they'll do well wherever they go :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • fallenwiccan
    fallenwiccan Posts: 608 Forumite
    kerri_dfw wrote: »
    Pinot, I have blown all my saved up rainforest vouchers that I earnt from surveys and TCB and bought myself a tumble roller for £60 (I had £59 in vouchers). Apparently it does the same as a sports massage. It is supposed to arrive tomorrow, so I shall start to use it straight away to sort my own exceedingly tight back muscles out and report back as to whether it works or not. Little bit sad as that was 1/3 of my breadmaker saved, but I can't afford to spend £60 on one single transaction and I can't afford to not be able to move my neck anymore.

    I wouldn't worry about the gossips, they obviously have nothing better to do. To be perfectly honest, not sure if it's quite the same, but everyone in my school was encouraged to go to Oxbridge after school, I went to Bournemouth and have ended up in one of the biggest software houses in the world.... so at the end of the day I don't think it matters all that much which school you go to as your girls seem pretty driven to succeed, they'll do well wherever they go :)

    I agree, was told to go to private school for sixth form (went to local college) then was told to apply to Oxbridge for uni (ended up at a local old Polytech) and now I work for one of the worlds largest household chemicals and consumer goods companies. We all get where we're supposed to be :)
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Kerri and Fallenwiccan ( good to see you again by the way !) I totally agree with everythign you have both said.

    I'm happy with where she is going, its where her sister is currently at. Its just irritated me that people had nothing better to do than make assumptions that I was appealing for a place at a grammar school which she wasnt originally offered a place at, and it has been bandied aroudn the school that I am doing so, yet nobody has actually had that conversation with me or asked the question !!! I'm happy with the whole situation, as she is, but what drove me mad was they had nothing better to do than discuss the whys and where fores of what my child was doing. I'm probably not making sense without really telling the whole whole story but I cant really do that on here I'm afraid. I hate nosey , gossipy people, drives me bonkers !!! You may have gathered that !!!

    I totally agree, if you are driven to succeed you will. You have both obviously done very well.

    Kerri so sorry to hear the neck is still so bad as is your back. Do you have a gym ball you could use, its a great help for tight muscles. You dont need to do sit ups on it, just stretch. I cant use mine at the moment as its a different problem but it might help a little. The tumble roller sounds a good investment , I have used similar before with good results. The breadmaker can wait, you can always knead the bread the old fashioned way ! :rotfl:

    Anyway must dash, still not caught upon diaries. Off to take DD1 to the pub in an hour to sing !!! :eek:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :eek::eek::eek::eek::eek::eek: Just woken up, home really late from DD1s "Pub Gig !!!" last night. How Mr Pinot managed to leave for work at 5am I will never know .

    15 mins to drag girls out of bed and get them to school, how will I manage that one , sitting typing away on here wont solve the problem though will it ?!! :rotfl:

    x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.