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Pinot's Potty debt free journey!!!

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  • hi pinot, hope you and Mr Pinot have sorted things out. Often me and the hubby argue purely because we are both stressed out and tired. Not even a valid reason to start an argument!

    That pre-payment card that poohbear has suggested is the same as i get. Really is worth it.

    Hope you managed to balance the books and weren't at it all day.

    AND you and me both for buying cushions :eek: dh actually threatened to divorce me once for spending nearly a whole weeks wages on cushions, curtains & a rug :eek: is funny thinking back now but omg i really do have a thing for a pretty cushion lmao :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi pinot, hope you and Mr Pinot have sorted things out. Often me and the hubby argue purely because we are both stressed out and tired. Not even a valid reason to start an argument!

    That pre-payment card that poohbear has suggested is the same as i get. Really is worth it.

    Hope you managed to balance the books and weren't at it all day.

    AND you and me both for buying cushions :eek: dh actually threatened to divorce me once for spending nearly a whole weeks wages on cushions, curtains & a rug :eek: is funny thinking back now but omg i really do have a thing for a pretty cushion lmao :p

    Just quickly, all is cool with Mr Pinot and I , these things never last long. I havent seen him today, and only spoken to him via text but all will be fine ! thankyou !

    Books are balanced, I was being a bit of a dimwit ( findings to be reported tomorrow) and thankyou to you and Pooh for the info on the payment card, I will most defiantely look into it.

    I will report on todays bits and bobs tomorrow as I am very tired and decided to do far too much than I really should have today and need to just flop on the sofa now with my new cushion. We have 12 on the bed alone, Mr Pinot gets very annoyed when getting into bed at night , the children have inherited my cushion addiction and I think they have about 6 each without pillows !! Matalan have some fab ones at the moment ! Ooh and I have a lovely green bus cushion of the sofa in the kitchen from Primarche !

    As DD2 had an altercation with an escalator and her friend who was in my care today an altercation with a whirlpool ,I am off now to recover from the trauma and will report back tomorrow.:rotfl:



    Hopeyou have all had a lovely day today and enjoy your evenings ! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • I haven't had a chance to catch up with your diary for the past few days and look what happens... Mrs B and me crocheting outfits and you and Piq lap dancing (feel I have forgotten someone), oh and then there's the plan to fly me over. Brilliant idea. :rotfl: What other ideas for making money can we come up with? Although I feel the cost of flying me over would undo all the good work. :p It would be more MSE if I were to post the outfits to you :rotfl: although I would miss out on all the fun. :D

    I'm sorry to hear you're still suffering with your back. I really do hope you get this sorted soon. BIG HUGS. The annual prescription thingy is a good idea, we seriously thought about getting one for Mr F when we were in the UK as he's on regular medication but we were just under the threshold so it wouldn't have been of any benefit.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I haven't had a chance to catch up with your diary for the past few days and look what happens... Mrs B and me crocheting outfits and you and Piq lap dancing (feel I have forgotten someone), oh and then there's the plan to fly me over. Brilliant idea. :rotfl: What other ideas for making money can we come up with? Although I feel the cost of flying me over would undo all the good work. :p It would be more MSE if I were to post the outfits to you :rotfl: although I would miss out on all the fun. :D

    I'm sorry to hear you're still suffering with your back. I really do hope you get this sorted soon. BIG HUGS. The annual prescription thingy is a good idea, we seriously thought about getting one for Mr F when we were in the UK as he's on regular medication but we were just under the threshold so it wouldn't have been of any benefit.

    Nope you are an integral part of Piq and DFW's beautiful outfits that will aid us in making our fortunes and you shall be there !! :rotfl:

    And thankyou so much, I will get there with the back. Just driving me bonkers, but there are many much worse of than me !

    Do you know what, I dread to think what I will make of this diary in years to come and the totally stupid and insane things that have been written !! :rotfl:

    Mrs F, I will be over to visit you tomorrow to see how you are doing. In the meantime take care of yourself xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I haven't had a chance to catch up with your diary for the past few days and look what happens... Mrs B and me crocheting outfits and you and Piq lap dancing (feel I have forgotten someone), oh and then there's the plan to fly me over. Brilliant idea. :rotfl: What other ideas for making money can we come up with? Although I feel the cost of flying me over would undo all the good work. :p It would be more MSE if I were to post the outfits to you :rotfl: although I would miss out on all the fun. :D

    I'm sorry to hear you're still suffering with your back. I really do hope you get this sorted soon. BIG HUGS. The annual prescription thingy is a good idea, we seriously thought about getting one for Mr F when we were in the UK as he's on regular medication but we were just under the threshold so it wouldn't have been of any benefit.

    I just wish we were paid for writing on the forum, we'd be rich in no time! Although Pinot would spend her money on cushions, twelve on the bed! Mr P must have to use a map to find her in bed....

    I'd like sparkles on my outfit please, it will need to be large to cover my curves adequately and you do have to be here for all events arranged. There's got to be a cheap way of getting you here.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant wrote: »
    I just wish we were paid for writing on the forum, we'd be rich in no time! Although Pinot would spend her money on cushions, twelve on the bed! Mr P must have to use a map to find her in bed....

    I'd like sparkles on my outfit please, it will need to be large to cover my curves adequately and you do have to be here for all events arranged. There's got to be a cheap way of getting you here.

    Piq



    :T wouldn't it be great if we could be paid to do something as fun as this ;) ...Perhaps Mrs P has a R E A L L Y BIG bed so would need all those cushions?? :D :rotfl:

    I don't think they have invented the harry potter magic dust yet for teleporting so not sure how else we could all get there so quickly and cheaply :p ....perhaps you could ride in on Captain also donning sparkly costume matching you :cool:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • We've had this conversation before about skim reading, it does us no good. Usually just gets us into trouble..........but I read DFW's post exactly as you did first time around !!! :rotfl:

    Well for your information, most of my pants also have holes, so perhaps some psychic powers at work here :think::whistle: such is the life of a DFW eh! ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    :T wouldn't it be great if we could be paid to do something as fun as this ;) ...Perhaps Mrs P has a R E A L L Y BIG bed so would need all those cushions?? :D :rotfl:

    I don't think they have invented the harry potter magic dust yet for teleporting so not sure how else we could all get there so quickly and cheaply :p ....perhaps you could ride in on Captain also donning sparkly costume matching you :cool:

    I suppose she might. A four poster bed, with swags and curtains and cushions?

    The Captain won't want to travel too far, it takes him away from his dinner! Although he'll happily wear sparkles and drink any beer that might be around.

    If only we got paid for wittering...

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi all!!!

    So pleased to hear you're getting out and about a bit more Mrs PG..horrible feeling so under the weather and having a stressful time about money is a hideous combination.

    Currently have a spat with OH about what to do today. I want to go to a garden centre, he wants to take the DDs climbing!!! What does that say about us I wonder.:rotfl: there's probably time for both but the pressure of spending time on what we all want to do :eek:

    Also have 2 girls to drop back to their house. We had 2 extras to stay last night!:D all fun so may have to pop away now and say hi to RL!

    Have a great weekend

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi PG, hope the back is easing. OH has a bad back and has had a nerve block injection in it a while ago. Its started to niggle again and I've been reminding (nagging) him to go to the chiropractors again.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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