A Thread for After Debt?

Mint1955

If spreadsheets are not your thing but you want to track pots etc try using Microsoft Money or Quicken. They mirror all accounts in real life once set up and you can run reports of what and where you spent in what time etc etc. Also has a budget feature.

I do have a spreadsheet but it is totally simple Money In, Money out, whats left :-)

runmichellerun

JulieGeorgiana wrote: »

Yes you can, I thought this too. I opened a current account with them last year with no incoming salery. They charge £10 a month for the account UNLESS you have a qualifying product (I have some savers account with a balance of £1 in it) so I don't use the account and just transfer £300 into it each month and from there it goes into the regular savers account.

Call them and they will advise you!

And now because I am recommending my husband to have an account and regular savers they will give me £50

HTH

AMAZING! Thank you so much for your help.

166million

Am feeling like I'll never be out of debt. I have worked so hard to get to this point, when , with one month to go I have a car which might be broken - will have to borrow money for fixing it - also when I have finished paying 'my' debts, have agreed to help my partner pay his. Just want everything to run smoothly with no extra expense! Will it ever happen!?

Little_bit_dizzy

JulieGeorgiana wrote: »

And now because I am recommending my husband to have an account and regular savers they will give me £50

This is good - what's the deal??

166million wrote: »

Am feeling like I'll never be out of debt. I have worked so hard to get to this point, when , with one month to go I have a car which might be broken - will have to borrow money for fixing it - also when I have finished paying 'my' debts, have agreed to help my partner pay his. Just want everything to run smoothly with no extra expense! Will it ever happen!?

166million: don't give up! You will get there, even though it might feel like it's never going to happen, it will in the end, and it will be worth the wait. I hope the car's not too expensive and I hope your OH is really on board with reducing debts too. Good luck

samtoby

Every month I end up with some kind of expense. And I need a new tyre. I have an Audi A3 and these are not cheap; I just try and focus on how much I have achieved more than what I have not or can't change. And keep logging on here. Go on the debt forums that helps me; that was me and makes me feel proud. x

JulieGeorgiana

166 I felt like that... it took me 7 years to get out of debt! But you know you do get there, and when you do the journey will be worth it

Dizzy he has to change move his SO and DD and have his wages paid into his account. But if he does that... he get's £100!

Sam Same here! Every month it's something...

166million

Thanks for your support. Sorry I'm just feeling a bit blah today, don't mean to be a moaning myrtle x

samtoby

166million = HUGS

Any sign of this baby yet?! Has the midwife advised of an induction....? x

rising_from_the_ashes

Ohhhhhh see JG's missing ..... hope Roo is on the way!:D

Not a lot to report from me today ..... managed a NSD which was good & have updated my spending diary but that's about it tbh - mega busy at work just now!

samtoby

I have finished work; seen a job on the noticeboard I like but not sure if its something I could be considered for maybe a bit out of my depth. Going to speak to the boss of tht section see what she thinks.

Maybe Roo is on the way....hope your work improves!