A Thread for After Debt?

rising_from_the_ashes

Sprickle welcome (Determined Ahhhhh *sigh* wish I could take credit for the spreadsheet .....)

Available from here: http://forums.moneysavingexpert.com/showpost.php?p=39711066&postcount=360

I think you may need to change the date on the first page from either 2010 or 2011 to 2012 (can't remember when it was launched!)

Mine has been tweaked a fair bit (Cheryl kindly added another sheet to each month last year - I wasn't clever enough to get the formulas to work when I tried!:o) and I have renamed mine from the original version to suit what I need.

It is fab! HTH:D

Dreamer & Determined .... thanks for the advice - will be having a think about what's best and it really all depends on how much I can squeeze out of the garage for mine!:)

Spricklenickers

Thank you, I have downloaded so will start tweaking!

dreamdreamer

Wow. That spreadsheet is amazing. Well, that's my day lost tweaking & entering...!

determined_new_ms

:eek::eek::eek: OMG the absolute worst has happened!!!! I dropped my laptop, its now not working and my spreadsheet with various pots isn't backed up! :eek::eek::eek:

Feeling v sad about this! Now I have 1 great big "pot" :rotfl:

XSpender

De-lurking to say that all this talk of spreadsheets has made me think mine needs an overhall. If only I could work out how to transfer monthly figures to a seperate annual sheet I would be sorted. Will google/ yoo toobe it.

I am DF, would love to be a MFW but need to sort my spending and saving out.

I had to re-learn how to drive an automatic recently when they ordered DH a new company car but ordered the automatic by mistake. Luckily for me it got sold pretty quick!

rising_from_the_ashes

dreamdreamer wrote: »

Wow. That spreadsheet is amazing. Well, that's my day lost tweaking & entering...!

I absolutely love it - honestly, I've been so much more in control of things since I've been using it.:j

My list of "regular" things now has loads of extra things and has room for absolutely everything I fork out for each month!:D

determined_new_ms wrote: »

:eek::eek::eek: OMG the absolute worst has happened!!!! I dropped my laptop, its now not working and my spreadsheet with various pots isn't backed up! :eek::eek::eek:

:eek::eek::eek: OMG determined hope it's salvageable.

Going for the test drive tomorrow ..... will let you know how it goes!

JulieGeorgiana

I wonder if Li had the baby and what it's called and I want a picture!!!!

Rising I would borrow the money from yourself, if you are made redundant you will still owe someone the money (plus interest) so it won't make things easier! Sorry to hear the meds are not working...

determined Been there, done that... I try and back mine up monthly... but so much happens in a whole month!!! Hope you find a kind of back up....

Mort it's a pot :P

Anyway, Hi everyone

Got back from Norway last week, spent the week putting together furnature, making the house baby safe (DD just started crawling today!!!! Help us!) and I went to IKEA and B&Q and hit our savings!!

On the good side the landlord only took £75 from my deposit and after paying the cleaner i have a nice chunk leftover for pay towards my garage being re-roofed (which is gushing water...) so my savings are not holding up well!!! But better then if the landlord had tried to scalp me

Hope everyone is well x

Mort

JulieGeorgiana wrote: »

Mort it's a pot :P

Mort does not do pots!
Thinks to self "must go and buy a PIGGY BANK" just to quieten these pot obsessed folks;)

JulieGeorgiana wrote: »

Got back from Norway last week, spent the week putting together furnature, making the house baby safe (DD just started crawling today!!!! Help us!) and I went to IKEA and B&Q and hit our savings!!

Welcome home hope you had a good time. Is she just crawling or has furniture walking started as well?

backinbusiness

Hey all. Been awol for a while. Hope all are well. Had fab summer hols, spending the last week in Edinburgh at the Fringe with a school production. The weather was scorching, the city was buzzing and our performances were well received and reviewed.

Back to work with a bang now tho' - 6 weeks on Fri to the next hols!

Not visiting or posting on MSE as much as I used to. I have a comfortable (for me) savings buffer which is going up slowly, and the MSE ways are so ingrained that I don't need the pep talk so much. I'm even managing to only update my spreadsheet once a week. Changed days indeed from after every single transaction!

On a very exciting, personal note, some 3 plus years after separation I've starting seeing someone new. Early days, but so far so good. Feel like a 14 yr old trapped in the (sagging!) body of a 44 yr old, but hey ho - taking it really slowly and seeing what happens. (Dining out only on 2 for 1 offers - oh the romance!)

Take care all,

BiB

backinbusiness

oh look

1,500 plus posts!