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Incensed again
Comments
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cyclonebri1 wrote: »
To start, I consider a teacher or a nurse to be an able employee that is worthy of a decent salary.
In the present day private sector that equates to £20 per annum, not 30/35:(
Why don't we just bring back the workhouses while we're at it and force teachers and nurses to to do a stint in them for having the termerity to ask for a living wage!:rotfl:0 -
Old_Slaphead wrote: »What's difficult to understand about a 1/60th pension accrual for each year worked.
Someone working 40 years on £35k pa therefore gets £35,000x40/60 =£23,333pa pension.
So someone can do their maths, you should be a teacher, :rotfl::rotfl::rotfl::o:o:oI like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed0 -
My Girlfriend is a Teacher. She had a Union rep come to her school last year actively encouraging them to strike. She was told that she would be better off stopping paying into the teachers scheme and taking out a private pension instead.
OMFG... I read the propaganda that the union rep had left them. It made me very very angry to the crap that people are being told in order to make decisions on one of the most important things in their lives.
In Short
The pensions that are in place for the public sector - specifically the NHS, Teachers, Police etc.... Are too high. They need to be brought back to realistic levels quickly. If not, there won't be jobs for the public sector workers as the masses of retired people will have all their wages. I mean, where do you think the £30k a year pension that a headteacher has retired from is coming from.. not the money they put away. but the money you are putting in now. And in 10 or 20 years time, there will be twice as many retired people claiming twice as much money as there is today. If the contributions don't rise, then the country will break..
That is the actual situation. It was set up with no hindsight, the people who have got their pensions already are lucky bar stewards. Even if you pay extra in and work a little longer, you will still be getting 4 or 5 times more than if you did it yourself in the 'real world' (as some people will say)..
My advice to the public sector workers... Find out the real facts. Stop believing everything your union says.I work in finance
Anything posted on this forum is for discussion purposes only and should not be considered financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation0 -
longleggedhair wrote: »That would be one of the worst financial decisions you could ever make. You would lose thousands and thousands..end up poor in retirement. Your dependants would lose thieir pensions and life insurance protection, and you would have no pension in the event you had to retire early due to ill health (think of your previous post re carrying a cardiac machine up the stairs!!!)
You have two choices,
a) Pay slightly more for one of the best pensions available in the country.
b) Go on strike, lose your wages during the strikes and then pay more.
(Hint a is much cheaper!)
yea im sure your right, im actually not that opposed to paying in more i just dont want to be stiffed for it......
your option B is incorrect for my job - as a Para we would still be responding to life threatening jobs (not the toothaches or headaches) -- our `strike` would be working to rule (ie-doing our job at the right speed which is actually better for patients instead of rushing through to meet targets), no overtime on that day, actually having our meal break. so therefore we will still be getting paid - and there is onlt a very small majority that actually want to strike but we have been told we HAVE to to support other staff.
iv included the link for the calculator if anyone wants to use it, hope it works....
http://www.unison.org.uk/pensions/yourpension.asp0 -
Bigsmak,
Thanks for giving us yet another case where unions ARE actively telling members to quit their DB pensions. But did you happen to keep any copies of the propaganda leaflets so we can see them? you know Clapton and some of the others will not believe you unless you do ;-)0 -
we have been told we HAVE to to support other staff.
You don't HAVE to do anything, but what you yourself choose to do- the Union cannot make you. I have no real problem with 'working to rule' as opposed to outright shutting down schools etc. That is the way to get the public against you- not with you.
I am not saying we are not w/o some sympathy for yours and other's plight as it is hard to face up to changes you weren't expecting- I have twins starting Uni next year and was certainly dropped a huge tuition fee bombshell x2 that I have had practically no time to plan/save for. but life is what it is, and we cannot afford to keep the pensions are they are currently.0 -
Why don't we just bring back the workhouses while we're at it and force teachers and nurses to to do a stint in them for having the termerity to ask for a living wage!:rotfl:
I didn't say it was right, I just gave a comparison of what an average private versus public employee could expect to earn. Read.
The private sector gets slapped in the face a nano second after an incident affect world affairs, the cotton wool wrapped public sector mfeels the ripples years later and revolt????I like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed0 -
You don't HAVE to do anything, but what you yourself choose to do- the Union cannot make you. I have no real problem with 'working to rule' as opposed to outright shutting down schools etc. That is the way to get the public against you- not with you.
I am not saying we are not w/o some sympathy for yours and other's plight as it is hard to face up to changes you weren't expecting- I have twins starting Uni next year and was certainly dropped a huge tuition fee bombshell x2 that I have had practically no time to plan/save for. but life is what it is, and we cannot afford to keep the pensions are they are currently.
Without wanting to start a mass debate on this it is NOT the union who has said we HAVE to strike.... it is our employers as they dont want half in half out situation, they want us all to stick together..0 -
You don't HAVE to do anything, but what you yourself choose to do- the Union cannot make you. I have no real problem with 'working to rule' as opposed to outright shutting down schools etc. That is the way to get the public against you- not with you.
I am not saying we are not w/o some sympathy for yours and other's plight as it is hard to face up to changes you weren't expecting- I have twins starting Uni next year and was certainly dropped a huge tuition fee bombshell x2 that I have had practically no time to plan/save for. but life is what it is, and we cannot afford to keep the pensions are they are currently.
Thank gord someone understands, I think the rest are 1/2 Greek:mad:I like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed0
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