Incensed again

sprite1508

i do get my head round what your saying however the fact is why should we have to leave our job to get something less intensive?!

how exactly are you a tax paying mug? i pay around £800 a month tax - how exactly are you subsidising my pension??? do you pay on a different tax code to the rest of us?

sheffield_lad

sprite1508 wrote: »

i do get my head round what your saying however the fact is why should we have to leave our job to get something less intensive?!

how exactly are you a tax paying mug? i pay around £800 a month tax - how exactly are you subsidising my pension??? do you pay on a different tax code to the rest of us?

Well lets see 50% of my council tax goes towards council pensions, your over generous pension pot is subsidised by the mugs err tax payers including you but unlike you we in private sector land get no benefit.

You were the one moaning about carrying a medic bag at an older age and others squeal about not being able to work and the biggest laugh teach after 60. How do you think plumbers, carpet fitters brickies in fact anyone in a manual job goes on? Do you thin we were happy about working until 68? errr no but unlike the greedy PC brigade we get on with it. When the plumber or fitter can't do their job they will ever pack in and wait for their pension or get a pt job to keep them going no other choice so why should you and your public sector mates be treated any differently>?

dunstonh

To start, I consider a teacher or a nurse to be an able employee that is worthy of a decent salary.
In the present day private sector that equates to £20 per annum, not 30/35

That is the reason for it becoming an issue.

Pre Labour Govt, the public sector were on a generally low income and the pension was seen as a reward for that and a life in public service. During the Labour years, the public sector pay increased above the private sector pay levels. So, now they get better pay and better pensions. Hence the need to reform.

real1314

dunstonh wrote: »

That is the reason for it becoming an issue.

Pre Labour Govt, the public sector were on a generally low income and the pension was seen as a reward for that and a life in public service. During the Labour years, the public sector pay increased above the private sector pay levels. So, now they get better pay and better pensions. Hence the need to reform.

Are you really expecting someone to become a nurse or teacher for a £20k salary at the top of their career?

Seriously, what sort of calibre would they be? Would YOU do it for that salary?

Meanwhile someone working in the private sector wants to know whether they should take the £6k per annum car allowance or go for a company car at equivalent rate. Yet no-one is outraged at how this employer is managing to dole out such goodies. Perhaps it's from exorbitant profits? :cool:

sprite1508

please read my post properlly before you start shouting your mouth off! i was not `moaning` about carrying a medic bag - what i actually said was i wouldny be able to carry a cardiac arrest down a flight of stairs.

And i think youll find 50% off ALL our council tax go towards pensions not `just yours`, and the private sector land DO get it back in the state pension........ however by the time were that age none of us will actually be getting any gov pension help so please keep your money, go out and try buy some manners. If you want to have a go at anyone why not start on the people who dont actually pay anything into the system yet still take!

Also i dont think its right that ANYBODY should have to be doing manual work at that age no matter what their job is, you completely are missing the point. what my post was about was getting back money i have paid in - if you read it prop you will see i have already paid in over 16k - i have 30 odd yrs to go with only a lump sum of 8k!!! THATS THE POINT! so why dont you stop attacking other posters, each to their own opinion!

dunstonh

Are you really expecting someone to become a nurse or teacher for a £20k salary at the top of their career?

Seriously, what sort of calibre would they be? Would YOU do it for that salary?

No. However, I expect them to pay more for their pension than the figures they used to pay when they were low earners.

Meanwhile someone working in the private sector wants to know whether they should take the £6k per annum car allowance or go for a company car at equivalent rate. Yet no-one is outraged at how this employer is managing to dole out such goodies. Perhaps it's from exorbitant profits?

If the company want to pay that then it is up to the company owners.

michelle1506

As far as I am aware the increase in contributions for public sector workers pensions paid for by public sector workers is not even going in the pension pot, but is going towards paying off the deficit.

Also the unions realise there is a need to change and adapt, but the sticking point is that the contributions are being raised in the face of a public sector pay freeze, which amounts to a pay cut.

I can see their point myself! :mad:

JoeCrystal

Well, why not go all the way and just close all final/career average salary public sector pension schemes, replace them with standard DC contribution with various levels of employer's contributions.

But somehow, I think the backlash would be too great and there will be lot of strikes. On other hand, the Government will make immense savings.

Lokolo

sprite1508 wrote: »

please read my post properlly before you start shouting your mouth off! i was not `moaning` about carrying a medic bag - what i actually said was i wouldny be able to carry a cardiac arrest down a flight of stairs.

And i think youll find 50% off ALL our council tax go towards pensions not `just yours`, and the private sector land DO get it back in the state pension........ however by the time were that age none of us will actually be getting any gov pension help so please keep your money, go out and try buy some manners. If you want to have a go at anyone why not start on the people who dont actually pay anything into the system yet still take!

Also i dont think its right that ANYBODY should have to be doing manual work at that age no matter what their job is, you completely are missing the point. what my post was about was getting back money i have paid in - if you read it prop you will see i have already paid in over 16k - i have 30 odd yrs to go with only a lump sum of 8k!!! THATS THE POINT! so why dont you stop attacking other posters, each to their own opinion!

Council tax doesn't go towards pensions.

National Insurance contributions go towards State Pension, which everyone who contributes 30 years worth, will get. It is not a lot, but is the basics to live off during retirement (although some will say thats not enough).

However, if you compare the amount a private sector work has to put in compared to to a public sector on FS to get the same out you will see a big difference. Not only that but the private sector worker is paying taxes that go towards the public sector workers pension (because it runs in deficit).

The private sector worker will be putting more in and getting less out than a public sector worker.

FSP are extremely generous and as you know, is running in deficit. You increasing your contributions will help slow this deficit but its unlikely to stop until they (FSP) are stopped entirely, which is what the private sector has done.

As Dunston said, a lower wage worker in public sector a few years ago would have the advantage of a nice retirement on final salary. Now, they get a decent wage AND the advantage of nice retirement on final salary.

noh

Lokolo wrote: »

Council tax doesn't go towards pensions.
......................

.

A proportion of it does as employer contributions to the LGPS


http://www.lgps.org.uk/lge/core/page.do?pageId=100438