A Year of Living Frugabulously

fedupandskint

Frugalicious, Lula and good luck

In fact I'm reserving 'Frugalicious' for myself!

RosaBernicia

Wooohoo :j happy new diary :beer:

Rosa xx

Souk08

Here you are! Happy new diary. Subscribed as always x

Lula-Hula

I've just filled in the details of my current savings funds in first of the reserved posts.

Nice snaffling there Hypno

Moo - I'm hoping you can knit a cover to keep my diary warm & snuggly :rotfl:

Karma - lovely see you here again

Dragon - welcome, welcome & it is our New Year so the perfect time for new diaries

freshair - lovely to have you along & I'm really touched by your post, that's a really lovely thing to read ( admits to having been a bit 'messy' in the past)

taxi - you're here :j - 'nuff said lovely lady

museumworker - welcome again to the madness & grip that stick firmly, you know how tricksy I can be :rotfl:

BEAT THE DEBT - hello, I think you may have created another new word there, but it's all good

fedupandskint - always good to see you & your boundless energy & enthusiasm

Rosa Bernicia - hello lovely am counting on you for permission to buy expensive boots & shop in Waitrose

Souk - fab to see you here again & I now know I will have freshly ironed clothes to have lots of F.U.N in :rotfl:. Going to snaffle your buffer fund idea too, any day now


It's so brilliant to have company here & I'll do my very best to live up to my ideal.

Details for future funds will follow soon ...

xx

RosaBernicia

Lula-Hula wrote: »

RosaBernicia - hello lovely am counting on you for permission to buy expensive boots & shop in Waitrose

Permission granted

You'll appreciate my interest in these then :rotfl: . BTW have started wearing last winter's fabulous over knee boots again and I still adore them and they are getting good responses

I shall watch and learn how to do these things while being MSE at the same time.

Rosa xx

taxi73

savings plans looking good

Karmacat

Lovely funds!

I also really like the fact that Jasper The Cat is "sealed-ish". :D:D

Lula-Hula

Listen very carefully.

If, like me, you are a girl or boy who appreciates a slash of black eyeliner across your upper lid to accentuate & enhance your va va voominess ( mmmm Thierry Henri :heartpuls ... sorry got distracted ) then whatever you are doing, STOP right away.

Go & buy the Maybelline eyeliner gel. Buy it now, this is the most important personal task of the day. It is quite possibly the eighth wonder of the world & it will enhance your life.

This is my bit of FABULOUS for the week

Horace

Ooooh new diary - I spotted this when I was fiddling with my phone last night in a moment of boredness.

Loving the new words too - I am another devotee of frugal fabulosity.:D

Lula-Hula

Apologies,

that post was not meant to be quite so bossy & abrupt; it started to rain so I had to bounce down the stairs, leap into boots, scrabble down the steps, run along the path, dodge round the tree & gather the laundry off the line whilst trying to outmaneouvre the black fluffy beast who loves to run with me, weaving in & out of my legs :rotfl:.

So, I recommend the gel eyeliner, it was the last one on the shelf in tatco & I love it .

Yes, tatco .

Had to be done though, it was pouring this morning so I dropped DD off at school & had to collect her new school backpack from store, which I'd reserved online last night. I needed to get a few household & toiletry items to add to my winter store cupboard so off I trundled & spent :

£12.06 on toiletries (bubble bath, shampoo, gel)
£ 8.47 on medicines ( headaches & allery stuff)
£ 8.24 on household stuff (loo rolls, kitchen roll & spaghetti measure)
£ 4.00 on woolly tights for me
£ 7.99 on gel eyeliner
£17.24 on groceries
£ 3.87 on cat food ( beast will now deign to eat new whiskas simply stuff).

I then collected DDs new school bag in exchange for £19.99 :eek:.

Not a cheap day so far, but in with the shopping I got a great deal on a Branston Beans 4 pack ( DD loves them) they were on a 'buy one get 2 free' deal :T. Bubble bath & shampoo was on a bogof deal so I did save £11.57 on my shopping.

Utility bills were delivered to my inbox today so I've transferred funds to current account & paid ( wouldhave used CC to pay -for the cashback- but there's a fee so they can sod off )

Gas was £91.45
Electrickery was £84.91

Balance left in the Utilities Fund = £223

Other Funds as follows :

Car Tax = £60
Car Ins = £25
Service = £85

Child care = £15
Presents = £70
Fun = £30 ( had a big day out last week)
Emergency Cash = £10 :rotfl:
Pocket money = £45
Jasper the sealed-ish Cat = £36

Holiday Savings = £211.18

Buffer Fund = £:o:o:o:o / £1000 ( not really though, see below)

Escape From Reality Fund = £:(:(:(:(


Clearly, there is work to be done here.



I do actually have money in the Buffer Fund because I withdrew it from the ISA (funded by Dad :A) when work kept messing my wages around & I needed to know I could cover the Rent, Council Tax, Water & Media direct debits which all go out on the 1st of the month & my mini £200 overdraft sure doesn't cover that lot.

I've worked & juggled too hard to see my credit status blown away & to be faced with bounced debit charges.

My first savings task is to repay that £1,000 back in to the ISA hopefully by the end of March.

For every £100 I manage to put in the fund myself, I will repay £100 to the ISA.

No other big savings plans can start until this is done.



Need to head out now so will be back later with yet more scintillating chat :rotfl:.

Bored with money stuff though, so we'll do clothes & shoes. Rosa - will check out the link later & offer feedback

Bye for now
xx