BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]

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  • Done
    Done Posts: 97 Forumite
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    OK, yesterday I applied to Santander, Barclays, Lloyds, COOP

    Santander were quick to reply with a rejection:
    After careful consideration, we were unable to offer you a Santander Business account, and your application has unfortunately been declined.

    Our decision was made using a system called Credit Scoring, which takes into account all of the information you gave us in your application, as well as information from your credit reference check.

    Your credit reference check

    If you’d like a copy of the information held by the credit reference agency, you can contact them at:

    Consumer Help Service
    Experian
    PO Box 8000
    Nottingham NG1 5GX

    I will let you know how I get on.
  • philnicandevan
    philnicandevan Posts: 667 Forumite
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    How did you apply though??
    Not quite a newbie as you think ;);) (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..:p
    BSC 58 :D
  • Done
    Done Posts: 97 Forumite
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    All online.
  • philnicandevan
    philnicandevan Posts: 667 Forumite
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    Most online applications WILL fail when trying to open account....ideally you should try in branch take copies of discharge and any other paperwork they request and tell them they need to process the application by hand rather than computer..
    Not quite a newbie as you think ;);) (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..:p
    BSC 58 :D
  • Done
    Done Posts: 97 Forumite
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    Santander = NO
    Lloyds = NO
    COOP = NO
    Barclays = YES !

    My credit score is 900
  • Done
    Done Posts: 97 Forumite
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    Am now in possession of a Barclays cheque book, debit card, paying-in book and online banking. Can't believe it.
  • IF
    IF Posts: 34,349 Forumite
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    Bump..........:staradmin
    "If wishes were horses, then beggars would ride"
  • fermi
    fermi Posts: 40,546 Forumite
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    No surprise - Lloyds close account.

    http://forums.moneysavingexpert.com/showthread.php?t=5212599
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • IF
    IF Posts: 34,349 Forumite
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    Bump.........:starmod:
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
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    Bump..........:staradmin
    "If wishes were horses, then beggars would ride"
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