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The “how many paydays ‘til Xmas” November NSD challenge

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I'm aiming for another NSD today. I am hoping to get one of the games on Mr F's Christmas list in the Black Friday promotion today, but that's already budgeted for anyway in the Christmas account, so if I spend nothing else it's a NSD :D
  • shezam
    shezam Posts: 565 Forumite
    Part of the Furniture Combo Breaker
    Good morning all,

    Stopping by to report NSD #5, yipeeee :D

    Not sure if today will be one, either today or tomorrow though.

    Have a good day all
    Sx
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Jinty - that seems most unfair..... and also illegal from my (basic) understanding of employment law. Companies aren't allowed to differentiate between PT and FT workers!! You should be entitled to time off as well, although it will also be pro-rate according to the hours you work the same as annual leave will be (so if they work 40 and get 8, then if you work 20 you'd get 4)
    Cheryl
  • jintyb wrote: »
    BDINI - I'm really pleased for you - you deserve a wee break! And well done with the curtains, has the "Keiss sewing bug" bitten you? :think:

    Aww thanks Jinty, the sewing bug has definitely bit me, i wondering what i can sew for xmas pressies now, although i'm not very good, my seams are decidedly wonky!!
    jintyb wrote: »
    Popping in to say "Hi" and to report #10 for me please!

    I was a very grumpy Jinty yesterday. Got into work to be told "By the way, you're covering someone else's work as well as your own" and "oh, you have also to test a new system too!"
    In addition, we had a firm-wide conference call at 5pm which didnt finish till 6.15. Didnt get home till 7pm:mad:
    Then to cap it all I found out that the rest of my team have been given an unofficial day off on Thurs/Fri as a thank you for "all our hard work" but they were not to tell me as I'm not getting it apparently because and I quote " well, after all, you're only part-time."

    I am blinkin livid! My response was " well, in that case when you need people to work late/ extra hours/ be flexible etc it wont apply to me as I'm ONLY pt and therefore a non-person!

    I get fed up having to fight my corner all the time - does anyone else who is PT face this sort of thing?

    Apologies for the rant, but I was/am really upset. I really work hard and they get more than their pound of flesh out of me!:mad:

    I need to give myself a shake and get out of this mood!


    Have a great day everyone:) ( including me!:rotfl:)

    It's no wonder you were grumpy Jinty, i would have been too!! ((((((((((((((((big hugs)))))))))))))))))

    I agree with Cheryl though, i'm sure it's not legal for them to treat you differently, do you feel that you are able to discuss this with them?

    Such a shame as a while back i thought your boss was going to start being reasonable :mad:

    I know it's easy to say, but try not to let it get to you too much & if you need to rant we're here.... x
    February NSD challenge 5/15
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Morning lovely gang:A

    Pleased to see some targets being met yesterday, I'll be back later to award some prizes:j:j:j:j:j

    Just had a quick skim through the posts:

    BDINI - yay to the curtains, well done, as an enthusiastic sewer myself, I think you may have been bitten by the bug. An even bigger YAY!!!!!!! to the insulation, I kept saying your luck would turn eventually. Sooo pleased for you:T:T

    LMH - hope you feel better soon, sending you a (((hug)))

    jinty - no need to apologise for that rant, it's well deserved. It's not so much the day off, it's the keeping it secret which must be so upsetting for you. They really are not allowed to treat you like that, part-time or not, Cheryl is right, you're entitled to the same as everyone else. Sending you a big (((hug))), we're here if you need to rant, you know that xx

    And lastly, hope yesterday's birthday girls both had a lovely day.


    Must dash now, work beckons

    Back later to update the totals.

    spoon xx
    :) The time you enjoy wasting is not wasted time :)
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    Hi Jinty, I agree with Spoon, it's the fact they weren't supposed to tell you about it that's really annoying. Totally unfair. The bosses know it's wrong if they try to keep it a secret. Rant away all you like on here. At least you know people on here care about you.
    Big hugs.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Afternoon all :hello:

    A big hug to all 1sm100grouphug.gif


    And this made me smile today :D


    funny-animals-5.jpg
    "If wishes were horses, then beggars would ride"
  • Don't think I've posted since last week and I know Sunday was a NSD so think my total is now 11 NSDs

    Totally blown budget yesterday spending looooooads in A$da then again petrol :mad:

    JCG x


  • funny-animals-5.jpg

    Oh no! I'm under 40 and I saw this as John Lennon!

    No nsd's to declare, but I've done a proper shop today for the first time in 2 weeks so hopefully that means I can pick a few up here and there.

    I did have a nice letter though adn an even nicer phonecall. HMRC have managed to mess up tax returns that I didn't need to do from a few years back, so I've had to redo them recently. I had a letter today saying I had overpaid tax and they owed me £80 so I phoned them to get the rebate only to be told that they own me over £200 from the following year, so including interest I have almost £300 on its way to me. Happy about that as it means that can go in our holiday account and stay there. Our spending money on holiday this year was courtesy of a tax rebate that DH had too.

    Keiss & Twelvestops hope you both had good birthday, glad you're happy with your sewing machine Keiss.

    Jinty :mad: for you, you've every right to rant about that.

    Rising hope you enjoy your kindle.

    I'm reverting to 90's technology. I've binned my ipod and started buying cds again and sold my ereader (sony version) and gone back to real books. I even got rid of my smartphones for a bit and went back to an old style mobile but it stopped working a few days ago so I'm back to my android, but thinking about dowgrading rather than upgrading when my contract is up.
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif

    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A
    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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