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The “how many paydays ‘til Xmas” November NSD challenge

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  • 13 NSD's - with another 3 days in a row! :j:j:j
    Proud to be dealing with my debts - DFW Member 1205!
    LBM Aug 2006 - Debt £35K. Debt: JAN 2020: £0!!
    No New toiletries till I've used what I've got.
    DFW Long Haulers supporter 221.
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    NSD 12 for #158 today!!!!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Got candles from Mr T today as was in nearest town :j
    Is a fiver dear for a diary/organiser?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jinty~meant to say love love the dog & person smillie :rotfl:
    Thank you for making my FRiday :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    NSD No. 8 for me today. Only two more for my target.
    Whistling along to In Dulce Jubilo at the moment. One of my favourite c-mas tunes. On the radio! They've started already and it's a whole month to go.
    Hope everyone's feeling well/ better. Keep up the good work with the NSD's.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • Hi all

    Declaring NSD #10! Who'd've thought I could achieve a whole 10 days without spending? Where will it end.....oh the madness....the madness! :D

    Nora.x
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    beanielou wrote: »
    Got candles from Mr T today as was in nearest town :j
    Is a fiver dear for a diary/organiser?

    IMO it's far too much. I only paid £1 each for some for my DD and myself. Really good ones too. Hope you haven't already paid for it.

    BTW, well done on your excellent weight loss. :T
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    Got candles from Mr T today as was in nearest town :j
    Is a fiver dear for a diary/organiser?
    I normally pay £8.99 from WH Smith :o

    This year I've bought one from Poundland and have decorated it myself though :money:
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Evening folks - well my Xmas mojo is kinda flicking back into life atm which is progress on earlier this week. Found a great lamp (either for part of my bro's or his gf xmas / birthday gifts - I also owe them both b'day gifts but we tend to do a grand present swap all at once) and thought I'd found a great deal (1/2 price) online, only to find when I tried to pay (also treating myself to one of the lamps) I got an error message - further investigation turns out the company was dissolved last year :eek: and :mad: and :(. Still at least they didn't just take my money. Know where else I can get the lamp, just more expensive, but means there's no rush and I'll have a look at in instore before deciding.

    Did however get a gorgeous photo from a seller on etsy, my friend has a couple of her prints (one courtesy of me last xmas) and my bro's gf would like one (I hope) so just need to get a frame when it arrives. Also got it at 1/2 price as she had a Black Friday sale on :j

    Not a NSD as I got some more cat food (on offer), plus a few bits from the pound shops (porridge for brekkie at work, tin foil, and some oj, as well as splashing out 99p on some LED lights for my desk at work). Oh, and last pack of yellow crocus bulbs for 31p from Mr W. So not too bad on the spend front. :A

    Got to do a bit of food shopping tomorrow, some APGs which run out this weekend (most of them wombled) we don't need a lot in so will see if I can get my friends DD1 present from Mr A too using the APG - very MSE ;)

    Hope everyone's got some lovely plans for the weekend xx
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I think I'm ready to declare NSD #10 which means I have hit my target hi5.gif
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