Reduce....Reuse....Re-incarnate...

prettypaula

my current insurer couldnt get anywhere near the new one, even after ringing up, but they could knock like £145 quid off of my renewal which is WHAT ANNOYS ME.

im in sales, i give my best price first, i havent got time to play price tennis with people and i respect my customers time enough that they shouldnt need to either. blinking eejits.

ahhhh well. onwards and upwards i suppose... :cool:

MissShoes

Hey Paula,

checking out your diary after you found mine. How annoying you can't get ahead on your budgeting- I hate waiting for payslips too.

Well done on getting cashback on all your purchases- I do most things through quidco but must try harder.

Hope Alton Towers is fun- take snacks and drinks- everything is ridiculously overpriced.

Shoes x

prettypaula

Alton Towers WAS fun.... i budgeted £100 total (as i was paying for someone else to) and spent £101.

not bad going!

Today has been a spends day as i needed to do some grocery shopping and get some stuff from wilkos.

so i havent spent anything that wasnt budgeted?

Today i have

Remarked in horror at my payslip, seriously suspect i am paying too much NI after looking at some stuff online, going to query with payroll monday
Done an inventory of both freezers (why do i have 1 lonely fish finger??!!)
batch cooked and portioned a chicken and spinach curry, beef stew and roasted a chicken for dinner at same time
menu planning is to be done shortly.

:T

Memory_Girl

I can match your one lonely fish finger - with one lonely smiley face and a very forlorn waffle. Thing is I have never bought a smiley face in my life and have NO idea how it took up residence in my freezer.

MG

prettypaula

hahaha MG - i think there are freezer pixies...

Just payed £209 off of VERY
£154 off of Additions

prettypaula

well payday has been and gone, and i have budgeted to the £.

this month i have paid £995 off of my debts. im pretty happy with that as it wasnt an aMAZING payday, but not the worst either.

just had my commission statement for Nov payday and its double. which is nice

made a gorgeous budgeting spreadsheet, and i love it, also added a debts page, giving me a running balance and amount paid off in total as well as each month.

:T

prettypaula

Opened an "everyday" bank account with Santander, so i will have two accounts to work budgets from. This one has no overdraft so may well use it for debt payments only... so will switch my standing orders over to that one and put my debt money in every month.

surprised they even accepted me, suppose its because im not asking for any "credit" as such.

prettypaula

Need to do over next 48 hours:

Bake olive oil bread (yummy!)
make leek and potato soup and portion up
start the dinner for sat night when friends are coming over (lasagne and home made toffee apple crumble)
do some washing(!)
quick clean round the house
change bed covers
brush the cats
clean car

hillside777

Congratulations on making the payments. :T

It looks as though you have a busy week-end ahead, like myself.

Keep up the excellent progress!

Lula-Hula

Hello,

wishing you the best of luck with your journey, you sound very determined