i don.t understead

caroleak123

if i have savings of 14000 i can cliam jsa
they dont count the first 6ooo
just the next 8.000 and they will take 24 pound of my jsa

does this mean i can spend the first 6000 on what i like after i have cliamed and they start taking the 24 pounds from my benefit becase of the next 8000


and also do i have to tell them what else i spend the money on after poveing i havnt wasteed it just to cliam jsa

i really don/t understand i hope someone can help

thanks

cleggie

If you hae £14000 sat in your bank i dont understand why you are claiming JSA?
JSA (and other such benefits) are, in my humble opinion, suppposed to be claimed as a last resort (i.e. you have no money). You clearly have money, so why claim until you need to?

bobajob_1966

You have been told several times now to make a claim and clarify this information with the DWP. As you are so confused, you really do need to confirm your understanding before you spend anything.

wannabehermit

You have £14,000 in the bank, does it matter if you lose £24 a week? Benefits are for those people in need. JSA is for when you need it when you have lost your job, to help you out in a time of need, not a given right.

And yes if you fritter away the money to get it under £6000 they will want to know where it went, and yes you will have to prove it (unless you claim it was spent on drink and drugs then they don't care)

bobajob_1966

wannabehermit wrote: »

You have £14,000 in the bank, does it matter if you lose £24 a week? Benefits are for those people in need. JSA is for when you need it when you have lost your job, to help you out in a time of need, not a given right.

And yes if you fritter away the money to get it under £6000 they will want to know where it went, and yes you will have to prove it (unless you claim it was spent on drink and drugs then they don't care)

That is meant to be a joke, isn't it?

BigAunty

Income related benefits are adjusted (reduced) for sums over 6k. The first 6k of savings are ignored.

This doesn't mean that you have 6k to 'spend' without impacting benefits, just that it is ignored if a claimant happens to have it.

All relevant capital (such as savings) over 6k are used to calculate how much income related benefits are reduced by. So 6k has no importance whatsoever in affecting income related benefits , it's the excess above this threshold that is key.

Q: "does this mean i can spend the first 6000 on what i like after i have cliamed and they start taking the 24 pounds from my benefit becase of the next 8000."

A: Yes, because there is no 'first' 6k. There is simply a 6k threshold. It's the figure above 6k that is the part that affects benefits. It is not a 6k spending allowance, an amount that you can spend at will without risking investigation, or breaking a DWP, if that's what you are enquiring about.

Savings over 6k will start to affect income related benefits. So if, for example, a person has 14k savings and spend 10k of it legitimately (meaning they aren't deliberately depriving themselves of capital to claim benefits), then they have less than 6k and get full benefits. However, if the same person spends 2k of it, then this leaves them with 12k which is 6k over the threshold and will mean a reduction in certain benefits.

"also do i have to tell them what else i spend the money on after poveing i havnt wasteed it just to cliam jsa."

I've seen advice on this forum recommending people keep receipts, simply to help prevent or clear up any potential for disputes with the DWP over deprivation of capital issues.

caroleak123

i get that money because my mum died and have been liveing off it for three years i havent cliamed anything in that time why shoulded i cliam now if im allowed to everyone else does

you need to learn some manners

McKneff

you need to learn some manners

Wait for it !!!!!

kb92830

caroleak123, Do not listen on here to people that say you should not be claiming. The Benefit system is something that you have contributed too and as long as you meet the rules for claiming then claim. Martin Lewis himself advocates this and has stated it many times on national television. It is not a last resort it is an entitlement based upon your situation. Too many people on here are just jealous because they see people being entitled to something they may not have.

McKneff

Are you actively looking for work, have you been looking for work since your mum died.

cleggie

I apologise caroleak123. you are ight, i shouldnt jump to conclusions.