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Bright light, bright light!!
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Knitting_Nora wrote: »Now...onto the MSE news...
Well, first up I should confess that I didn't fall of the MSE wagon...it was more a double backflip whil holding a credit card and cackling....:o
What's different about this time, is that I *ahem* came to quite quickly, took back virtually everything I'd bought
:T It's not the mistakes you make, it's how you deal with them that counts.Knitting_Nora wrote: »Back to 'Depositgate'...given that I was expecting around £21 back from my £1200 deposit (you'll remember the hassle at the time), you can imagine the look on my face when I saw the cheque for over £500!!
:TKnitting_Nora wrote: »Whisper it folks - but provided it all works to plan, I will be completely debt free on 1st March - for the first time in 18 years!! OMG! *runs around like headless chicken* :rotfl:
:T:T:T:T:T:T:T:T:T:T:T"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Ohhhhhhhhh Missus Knitty, how blimmin' wonderful.
I am absolutely, completely, utterly, genuinely and deliriously delighted for you :j:j:j
It's nearly as good as being debt free myself. What a fantastic feeling it must be :T
But *throws eyes round in a wild panic* you're not going to leave us are you? What will I do without you???? I shall have to hunt you down and stalk you with my purple lycra on demanding you come back to play.:)
The NSD crown has been transformed into a DFW crown with sparklers and silly string adorning it and it is yours, all yours. Wear it with pride. :TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Fab news
Let the countdown begin :j:j:j:j:j:j:jMortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
freebyfifty wrote: »Ohhhhhhhhh Missus Knitty, how blimmin' wonderful.
I am absolutely, completely, utterly, genuinely and deliriously delighted for you :j:j:j
It's nearly as good as being debt free myself. What a fantastic feeling it must be :T
But *throws eyes round in a wild panic* you're not going to leave us are you? What will I do without you???? I shall have to hunt you down and stalk you with my purple lycra on demanding you come back to play.:)
The NSD crown has been transformed into a DFW crown with sparklers and silly string adorning it and it is yours, all yours. Wear it with pride. :T
Silly string, you say...:D Lordy - no, I'm here for the long haul!! Previously I wouldn't have taken back the stuff I bought on my credit card bender, and I'd have been spending that ppi money rather than using it properly (even now I have to stomp on the urge!), so I figure you lot have been a huge factor in my shifting throught pattern and I'm not about to give you up any time soon! Ooo, does this mean I'm not allowed a DFW diary anymore?? :eek: *plots to stay where she is and keep quiet*
I've still so much to learn - I've never been debt free as an adult, so I've no doubt I'll need help!First stop next week is at the friend who's fab with money - I've asked her to sit with me and help me plan what's best for the settlement etc so I start as I mean to go on.
As for the rest - tbh, haven't really got my head round it yet. Doesn't seem at all real.Fab news
Let the countdown begin :j:j:j:j:j:j:j6 sleeps to go!0 -
Lurker alert. Was it easy to do then ppi?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Lurker alert. Was it easy to do then ppi?
L
Insanely easy. My main one was with Tescos - and though I followed Martin's advice from the main site, I actually ended up ringing Tescos as that's their way of dealing with the claims. So for the cost of a phonecall, I had nearly £6.5k returned. Took a little longer than either Tescos or I anticipated as I moved house (twice!) right in the middle of it, but since the general advice is not to count on getting anything, I didn't mind the wait.
Have others to follow which I suspect will be less straight forward, but this was the biggie. Cannot recommend the MSE reclaim pages and forum thread highly enough.
Nora.x0 -
This apparently pleased the MSE Gods, as on Tuesday this week, I got my ppi cheque from Tescos, received my Tescos clubcard vouchers, got a cheque from Zapper for some things I'd sold, got the remainder of my rental deposit back (more on that in a mo), AND got notice that I'm finally to be given my redundancy - 29th Feb!
Back to 'Depositgate'...given that I was expecting around £21 back from my £1200 deposit (you'll remember the hassle at the time), you can imagine the look on my face when I saw the cheque for over £500!!
Whisper it folks - but provided it all works to plan, I will be completely debt free on 1st March - for the first time in 18 years!! OMG! *runs around like headless chicken* :rotfl:
Righto, that's quite enough from me right now....over to you *cartwheels off*
Nora.x[/QUOTE]
Nora
Huge Huge congrats really pleases for you that is such great news:j:j
Im on a DMP and have some time to go yetbut have to admit its stories like your that keep me going and knowing one day it will be me
I have been thinking about trying to reclaim my PPI on an old loan and credit cards, still reading up on it.:o
I went to see the doctor yesterday and have been signed off for a further two weeks so it will give me some time to get organised.
Again I am really thrilled for you
NRA xxxxxNewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£477/£13780 -
*cartwheels in*
Big credit card paid...will close account on Monday.
*cartwheels out*0 -
*back flips in*
Small credit card paid off - request for limit to be lowered will be done on Monday.
*back flips out*0 -
Knitting_Nora wrote: »*cartwheels in*
Big credit card paid...will close account on Monday.
*cartwheels out*
*tries a synchronized cartwheel*
*falls flat on face*
Ohhhhhhhh how blimmin' exciting. When's the party???
*forward rolls out seeing as I'm down here*Free by FiftyDebt of the Moment -August NSD Challenge 14/150
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