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Bright light, bright light!!

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  • ZTD
    ZTD Posts: 24,327 Forumite
    Now...onto the MSE news...

    Well, first up I should confess that I didn't fall of the MSE wagon...it was more a double backflip whil holding a credit card and cackling....:o

    What's different about this time, is that I *ahem* came to quite quickly, took back virtually everything I'd bought

    :T It's not the mistakes you make, it's how you deal with them that counts.
    Back to 'Depositgate'...given that I was expecting around £21 back from my £1200 deposit (you'll remember the hassle at the time), you can imagine the look on my face when I saw the cheque for over £500!! :D

    :T
    Whisper it folks - but provided it all works to plan, I will be completely debt free on 1st March - for the first time in 18 years!! OMG! *runs around like headless chicken* :rotfl:

    :T:T:T:T:T:T:T:T:T:T:T
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Ohhhhhhhhh Missus Knitty, how blimmin' wonderful.

    I am absolutely, completely, utterly, genuinely and deliriously delighted for you :j:j:j
    It's nearly as good as being debt free myself. What a fantastic feeling it must be :T

    But *throws eyes round in a wild panic* you're not going to leave us are you? What will I do without you???? I shall have to hunt you down and stalk you with my purple lycra on demanding you come back to play.:)


    The NSD crown has been transformed into a DFW crown with sparklers and silly string adorning it and it is yours, all yours. Wear it with pride. :T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Fab news

    Let the countdown begin :j:j:j:j:j:j:j
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Ohhhhhhhhh Missus Knitty, how blimmin' wonderful.

    I am absolutely, completely, utterly, genuinely and deliriously delighted for you :j:j:j
    It's nearly as good as being debt free myself. What a fantastic feeling it must be :T

    But *throws eyes round in a wild panic* you're not going to leave us are you? What will I do without you???? I shall have to hunt you down and stalk you with my purple lycra on demanding you come back to play.:)


    The NSD crown has been transformed into a DFW crown with sparklers and silly string adorning it and it is yours, all yours. Wear it with pride. :T

    Silly string, you say...:D Lordy - no, I'm here for the long haul!! Previously I wouldn't have taken back the stuff I bought on my credit card bender, and I'd have been spending that ppi money rather than using it properly (even now I have to stomp on the urge!), so I figure you lot have been a huge factor in my shifting throught pattern and I'm not about to give you up any time soon! Ooo, does this mean I'm not allowed a DFW diary anymore?? :eek: *plots to stay where she is and keep quiet*

    I've still so much to learn - I've never been debt free as an adult, so I've no doubt I'll need help! :D First stop next week is at the friend who's fab with money - I've asked her to sit with me and help me plan what's best for the settlement etc so I start as I mean to go on.

    As for the rest - tbh, haven't really got my head round it yet. Doesn't seem at all real. :)
    Radish72 wrote: »
    Fab news

    Let the countdown begin :j:j:j:j:j:j:j
    Ooo, a countdown!! I love a countdown...*ahem*
    6 sleeps to go!
  • lucielle
    lucielle Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lurker alert. Was it easy to do then ppi?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle wrote: »
    Lurker alert. Was it easy to do then ppi?
    L

    Insanely easy. My main one was with Tescos - and though I followed Martin's advice from the main site, I actually ended up ringing Tescos as that's their way of dealing with the claims. So for the cost of a phonecall, I had nearly £6.5k returned. Took a little longer than either Tescos or I anticipated as I moved house (twice! :o) right in the middle of it, but since the general advice is not to count on getting anything, I didn't mind the wait.

    Have others to follow which I suspect will be less straight forward, but this was the biggie. Cannot recommend the MSE reclaim pages and forum thread highly enough.

    Nora.x
  • This apparently pleased the MSE Gods, as on Tuesday this week, I got my ppi cheque from Tescos, received my Tescos clubcard vouchers, got a cheque from Zapper for some things I'd sold, got the remainder of my rental deposit back (more on that in a mo), AND got notice that I'm finally to be given my redundancy - 29th Feb!

    Back to 'Depositgate'...given that I was expecting around £21 back from my £1200 deposit (you'll remember the hassle at the time), you can imagine the look on my face when I saw the cheque for over £500!! :D


    Whisper it folks - but provided it all works to plan, I will be completely debt free on 1st March - for the first time in 18 years!! OMG! *runs around like headless chicken* :rotfl:

    Righto, that's quite enough from me right now....over to you *cartwheels off*

    Nora.x[/QUOTE]


    Nora

    Huge Huge congrats really pleases for you that is such great news:j:j

    Im on a DMP and have some time to go yet :( but have to admit its stories like your that keep me going and knowing one day it will be me :)

    I have been thinking about trying to reclaim my PPI on an old loan and credit cards, still reading up on it.:o

    I went to see the doctor yesterday and have been signed off for a further two weeks so it will give me some time to get organised.


    Again I am really thrilled for you


    NRA xxxxx
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£477/£1378
  • *cartwheels in*

    Big credit card paid...will close account on Monday. :D

    *cartwheels out*
  • *back flips in*

    Small credit card paid off - request for limit to be lowered will be done on Monday.

    *back flips out*
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 25 February 2012 at 1:51PM
    *cartwheels in*

    Big credit card paid...will close account on Monday. :D

    *cartwheels out*

    *tries a synchronized cartwheel*

    *falls flat on face*

    Ohhhhhhhh how blimmin' exciting. When's the party???

    *forward rolls out seeing as I'm down here*
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
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